How to prevent being cheated during the Spring Festival?

During the Chinese New Year, you receive messages such as class reunion photos, "These are the photos I compiled, remember to look at them when you have time." Once you click on them, your phone will be implanted with a Trojan horse virus, and the memory of your phone will be destroyed. Bank card and Alipay information will be in the hands of scammers. If you receive such text messages during the Spring Festival, please delete them immediately. However, what should I do if it has been clicked? Shut down the phone as soon as possible, take out the mobile phone card, reinstall the system, restore factory settings or use anti-virus software to check for viruses, notify relatives and friends in the address book as soon as possible, and immediately change the passwords of bank cards, Alipay and other accounts to reduce losses to lowest.