There is no limit for ICBC's e-loan, but ICBC still borrowed it.

According to your question, there are several reasons why ICBC's e-loan has no limit:

1, overdue repayment

Some friends fail to repay in full and on time according to the contract due to their own reasons, which is overdue. If everyone is overdue for more than 3 days, even if the overdue is serious, it is likely that ICBC will not be able to repay the e-loan.

2. There is something wrong with the credit.

Icbc e-loan is a loan product that attaches great importance to credit reporting. If there is a serious problem with the borrower's credit information, it will lead to the direct cancellation of the line. Loans overdue. Credit card overdue, utilities overdue, etc. It may lead to ICBC repaying e-loans.

3. The repayment ability has dropped significantly.

Declining income, increasing loans, economic disputes, etc. Will lead to a sharp decline in the repayment ability of borrowers. Once the decline is serious, ICBC Financial E will withdraw the credit line for risk reasons.

Industrial and Commercial Bank of China (ICBC) was established in June 1984 65438+ 10/. The head office is located at 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.

1, bank card business

ICBC is the largest credit card issuer in China and one of the most complete credit card issuers. New products such as euro credit card, peony express business card, peony unionpay card, peony sports card and new peony transportation card have been launched one after another; Promote the service system construction of business outlets, VIP customer service centers and other channels; Actively choose overseas institutions to issue cards as agents, and further strengthen cooperation with international card organizations.

2. Electronic banking

E-banking business continues to maintain a leading position in the market in terms of channels, products, customers and market brands. By the end of 2007, 4,065,438+03 outlets had established e-banking service areas; The number of e-banking customers is 80.96 million; The transaction volume has advanced by leaps and bounds, reaching 102.88 trillion, an increase of127.5%; Business transactions accounted for 37.2% of the bank's business transactions, and the role of diverting counter business was further enhanced.