Is there a SMS notification when the mortgage is approved?

Will there be a SMS notification when the mortgage is passed?

There will be a SMS notification when the mortgage is approved. After receiving the SMS notification, users need to sign a loan contract with the bank within the specified time. If the user fails to sign the contract within the specified time, it shall be deemed that the user has given up the mortgage application. In addition to SMS notification, some banks will call applicants to inform users that they have passed the mortgage review, and then they need to go to the bank to sign a contract.

If the mortgage fails, users will be notified by SMS. At this time, users can call the mortgage bank and ask the specific reasons for the failure.

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legal ground

"Measures for the Administration of Individual Housing Loans" Article 7 A borrower shall apply for a loan directly from the lender. The lender shall give a formal reply to the borrower within three weeks from the date of receiving the loan application and the materials that meet the requirements. After examination and approval, the lender shall issue housing loans to the borrower in accordance with the relevant provisions of the General Rules for Loans.

Is there a SMS notification when the mortgage is approved?

After the mortgage is approved, the bank will send a user notification message to the mobile phone number reserved by the user. Moreover, the content of the short message will inform the user to go to the bank outlet for a mortgage interview as soon as possible. Generally speaking, after submitting a mortgage application, if you haven't received a notification message for a long time, users can take the initiative to call the hotline of the approving bank and then consult the specific audit results.

Although the bank's customer service hotline is unified, each bank will have its own landline phone, and users can directly dial the landline phone of the outlet.

Will there be any notice when the mortgage is approved?

After the mortgage is approved successfully, the user will be notified by SMS, so that the user can run the repayment according to the mortgage contract. Of course, if you haven't received any payment information for a long time, please take the initiative to contact the approving bank. It doesn't rule out that the bank didn't send a text message to inform the user, so the user won't know if it has been approved.

In addition, users can also take the initiative to call the customer service hotline of the approval bank. Except in special circumstances, the approval time of funds generally does not drag on for a long time.