Can an agricultural bank card be exempted from small account management fee and SMS notification fee? If yes, can I handle this business in a foreign-funded agricultural bank?

Double-free account refers to "an account with reduced annual fee and small account management fee". If you don't have a "double-free account" at ABC (except credit card and VIP card), you can apply for exemption from annual fee and small account management fee at any branch of ABC with your ID card and debit card (or passbook).

Tips:

1. If an individual customer has an account and enjoys the policy of annual fee exemption and small account management fee exemption, and there are also "wage accounts, pension accounts, subsistence allowances accounts, medical insurance accounts, unemployment insurance accounts and housing provident fund accounts", the existing free accounts and the above six types of accounts are exempt from annual fee and small account management fee.

2. Apply for a double-free account with a debit card under normal circumstances. If the annual fee and small account management fee have not been deducted before, they need to be returned.