Have you ever been defrauded when doing industrial payment?

Yes. Xingye Pay on behalf of others, I believe many merchants use it to pass orders. There should also be people who have been defrauded, whether they were defrauded by scanning QR codes to pay, or defrauded by AB orders. Under the premise of avoiding all these, the verification code for Industrial Payment was sent by the bank. It was exactly the same as the previous normal payment steps. Then after I swiped the verification code, I waited for nearly a minute, but the payment for the store order was not successful. , Industrial Bank sent a text message saying that the deduction was successful, but it was so confusing that the money was deducted and the whereabouts are unknown. I don’t know if any great person knows the inside story of this. What I have found out now is the Alipay account that I used to place orders in my store.

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Industrial payment:

1. Industrial payment usually refers to some expenditure transactions. The full name of this business is inter-bank entrusted payment business. . This business only requires the bank to accept the client's entrustment and then handle some designated payments on its behalf. Among them, Industrial Bank refers to Industrial Bank, and payment refers to the bank's payment service. Industrial Bank's payment service refers to the payment of wages through debit cards, and payment of some expenses, such as in daily life. , we need to pay electricity, water, communication, gas and so on. Since many banks have many third-party payment platforms, it is very convenient to settle by yourself, so this kind of agency payment business is welcomed by many people.

2. All small, medium and micro enterprises and individual industrial and commercial households with a credit exposure limit of less than 30 million yuan will be treated equally and the collateral value assessment fee will be paid uniformly.

3. The evaluation rate is calculated as one thousandth, and the evaluation fee is 15,000 yuan. If the fee is paid by the bank, it is equivalent to an additional 15BP reduction in the corporate loan interest rate. According to preliminary estimates, the bank's annual expenditure on collateral assessment fees will exceed 3 million yuan. The accompanying simplification of the credit process has also greatly improved business efficiency. Currently, credit companies only need to cooperate with banks and appraisal companies to provide collateral-related materials to easily handle the process. Efficiency, convenience, and affordability can truly benefit companies.

4. The bank also promised that it will never increase loan interest rates or shift burdens in disguise, but will strictly implement regulatory policies and work with peers in the jurisdiction to promote the financing costs of small and micro enterprises in the island city to be lowered to no less than 0.5 percentage points.