Postal ding credit card

What are the characteristics and highlights of China Postal Savings Bank's credit card Dingka?

China Postal Savings Bank Credit Card Card-Features

1, overdraft cash withdrawal:

You can withdraw up to 30% of the credit line.

2. Deferred payment:

Enjoy an interest-free repayment period, with a minimum of 20 days and a maximum of 50 days.

3. Payment and settlement:

Shopping and consumption.

4. Installment payment:

There are two stages, namely "single transaction" and "arbitrary billing".

5. Personal credit:

Establish a good personal credit report.

6. Financial planning:

Receiving consumer bills every month and providing bookkeeping services are of great help to personal finance.

7. Preferential merchants:

Enjoy discounts and gifts from merchants.

China Postal Savings Bank Credit Card Dingka-Product Highlights

1, tariff preference:

Free of annual fee; Expenses such as installment payment (and overdraft withdrawal (1%) are lower than the industry average.

2. Small tax exemption:

If the repayment balance of your current bill is less than or equal to 5 yuan, if you forget to repay, you will not be charged interest and late fees.

3. Safety:

Double protection of password and SMS; Activate the credit card through the 24-hour customer service hotline, set the transaction password and inquiry password online in real time, and you can use the card. No need to wait for the password letter or worry about losing it. If you spend money in 500 yuan, you will receive a free real-time SMS to ensure the safety of your card.

4. Loss reporting exemption:

If you accidentally lose your credit card, you can call the credit card customer service phone to report the loss in time, and the transaction after the loss is reported successfully will not be liable for repayment.

5. Convenient repayment:

The Postal Savings Bank has more than 36,000 outlets nationwide, ranking first in the country. Whether local or foreign, you can easily repay through outlets, and you can easily realize automatic repayment of each installment by binding your current deposit account or debit card with a credit card.

The outstanding highlights of the credit card of China Postal Savings Bank are as follows: the customer service telephone access process is simple, and the consultation and business handling are convenient; The integral is permanently valid: if you spend one yuan and one point, the integral is permanently valid.

Is Postal Savings Ding Credit Card a VIP card?

breakdown

Dingka, the name of the standard credit card of China Postal Savings Bank, introduced two kinds of cards: Puka and Gold Card. From this moment on, you have become our valued customer.

Postal savings bank ding VS ding platinum card which is better?

Postal savings bank is a bank that many people like very much. Among the credit cards issued by Postal Savings Bank, Zhi Ding Platinum Card and Dingya Platinum Card are very popular, and many people are discussing these two platinum credit cards of Postal Savings Bank. So, which is the platinum card of the Postal Savings Bank Ding VS Ding? I will do a comparative analysis for you today.

Credit card rights

First, equal rights and interests

Both platinum credit cards enjoy double points and unlimited road rescues throughout the year.

Second, different rights and interests.

1. Zhi Ding Platinum Card: VIP service of airport/high-speed rail.

The Platinum Cardholder can enjoy 8 times of service of Global Airport or VIP room of high-speed rail, 4 times of CIP channel service of Global Airport and 2 times of shuttle bus service between the airport/high-speed railway station and the urban area.

2. Dingya Platinum Card: Accommodation discount for high-end hotels

This platinum card holder can enjoy the discount of staying in a star-rated hotel for two nights and getting one night free, as well as high-end hotel privileges and discounts, such as the global luxury privileges of Liu Shan Group and the 28% discount of Hyatt Hotel.

Annual credit card fee

1. Zhi Ding Platinum Card

The annual fee for this platinum card is 2600 yuan per year.

If you want to avoid the annual fee, you can avoid the annual fee for the first year if you spend over 10 thousand yuan or over 10 thousand yuan within three months from the date of card verification. The annual fee for the following year can be redeemed with 200,000 points.

Second, Dingya Platinum Card

The annual fee for this platinum card is 500 yuan.

If you want to waive the annual fee, you can waive the annual fee directly in the first year, and you can waive the annual fee if you spend 20 times or spend 70 thousand on your card in the following year.

The above is a comparative analysis of two platinum cards of the Postal Savings Bank. Generally speaking, the two platinum cards are very good, especially Ding, with various high-end rights and interests, and of course the annual fee is also very high. As for Ding, as a small platinum of the Postal Savings Bank, his rights and interests are very good and his annual fee is reasonable.

So much for the introduction of Postal Savings Ding Credit Card.