When can I get my failed payment back on my card?

The refund will be returned to the account within 1 to 3 working days. Because yesterday was a weekend, not a working day. So it may take about four days for the refund to return to the account. Both transfer and refund are computer controlled, so there will be no mistakes. Wait patiently.

Generally, it can be returned within 24 hours, and it takes 3-5 working days to return. If you transfer money between peers, even if the transfer fails, the money will not be transferred out and will remain in the card; If it is a real-time transfer between five major banks or four major banks, the money can be returned within 2 hours after the transfer fails. If it doesn't arrive within 24 hours, you can contact the bank customer service for handling.

When this happens:

Please don't be confused and flustered by merchants and customers. You should use UnionPay cards casually for the first time. Inquiries or consumer transactions are made on the POS machine (if any amount is 0, the POS machine will prompt "automatic reversal is successful", and the cardholder will also receive a bank prompt message that the deduction has been returned to the account.

Let the merchant settle the account immediately, and the consumer's money will be returned to his card immediately. Use the bank card you just used to swipe a small amount without a receipt, and the unreturned money will be returned to the cardholder immediately.