The online loan is overdue. Pay five insurances and one gold after work, can you find a work unit through these levies?

Collection agencies usually cannot directly find the borrower's work unit through five insurances and one fund. The following is a detailed explanation:

1. Main means of the collection agency: The collection agency generally contacts the borrower by telephone, SMS, door-to-door, etc. and asks him to repay. They may try to obtain the personal information of the borrower, including the work unit, in order to collect it more effectively.

2. Five insurances and one fund and overdue loans: Although five insurances and one fund record personal employment and social security payment, they do not include loan information. Therefore, the collection agency cannot directly inquire about the borrower's work unit or loan status through five insurances and one fund.

3. Legal restrictions: In China, the Personal Information Protection Law stipulates the scope and restrictions of the use of personal information. Collection agencies need to abide by relevant laws and regulations, and must follow the principles of legality, fairness and necessity when obtaining and using personal information. It may be illegal to directly inquire about the borrower's work unit through five insurances and one fund, unless the borrower explicitly authorizes it in the loan contract.

Summary:

Collection agencies usually cannot directly find the borrower's work unit through five insurances and one fund. They will contact the borrower in other ways, trying to get relevant information and urge repayment.

Extended data:

Laws and regulations on personal information protection in China: People's Republic of China (PRC) Personal Information Protection Law