How to complain about Ant Financial Service

A swindler can make a million dollars in five minutes.

and this may be your savings for several years!

Xiao Li's family has never been very good, but she has been working hard silently. In 221, she changed her new job, and then all kinds of frugality finally saved the first 1 thousand in his life.

but accidents always happen suddenly. On March 4, 223, 1W6,5 yuan was cheated at 1:45 and 1:46 respectively.

As usual, Xiao Li went to do nucleic acid during lunch break that day. As a result, she received a call from a customer service staff who claimed to be Ant Financial, saying that the relevant departments were now jointly rectifying the student credit loan method, and then accurately reported her university name and graduation time, and even clearly pointed out that her Alipay account was applied before graduation from university, saying that what she left at that time was student identity information that needed to be changed.

at that time, Xiao Li didn't think too much about the nucleic acid, so she asked the other party to wait until she finished the nucleic acid before calling.

ten minutes later, Xiao Li received another call from the other party and told him more real personal information. This behavior won his trust.

then let Xiao Li download the nail and accept the guidance of customer service. Xiao Li refused him without downloading the nail.

after receiving the other party's voice, the other party first sent me a so-called work certificate in the name of "China Banking and Insurance Regulatory Commission", and gained more trust from Xiao Li again.

Later, the other party said that the wealth management products of major banks need to be cancelled due to small identity changes, and they can be cancelled directly if the credit rating is high, so the other party sent her a credit report and told Xiao Li 336 that "the score of normal credit rating is 9%."

He asked Xiao Li what his credit information was, and Xiao Li answered 56.8%, indicating that the platform to be processed was "unionpay data for microfinance".

The other party quickly indicated that Xiao Li needed to make a business settlement with financial data related to UnionPay, such as micro loans. To settle this business, he needs to go to the bank to collect the amount of the product (that is, borrow money first and then repay it).

Later, the other party sent the following email in the name of the so-called China Banking Regulatory Commission, indicating that Xiao Li did have such a financial account that needed to receive the quota

Then Xiao Li "received" the full amount of 16,5 yuan from the hospitality loan. At this time, the other party sent the following e-mail, indicating that this account is the account of CBRC, and all the claimed funds need to be transferred to this account to realize "liquidation".

As the amount of inter-bank online banking transfer is only 1w, the other party dictated another account number to Xiao Li, and only the CBRC can approve the transfer by using the so-called four major banks, so Xiao Li started to transfer an extra 6,5 yuan to another personal account named "Zhang Yue" by using ICBC.

Xiao Li also added that in the process of being cheated, in the process of verifying the information sent by various banks, the other party could timely and accurately report the bank short message code in the short message, and said that Xiao Li only needed to post the verification code as a postscript, and did not need to express it to him.

this picture is not the money that was cheated, but it's just convenient for everyone to understand.

after Xiao Li transferred all 1.65w, the other party urged her to solve other loan accounts. At this time, Xiao Li has passed the working hours (lunch break ended at 1:3), and Xiao Li said that it is necessary to reschedule.

but the other party insists on completing all the verification within 5 minutes. At this time, Xiao Li realized that something was wrong and was quite sure that the other party was a liar, so he quickly called the anti-fraud phone to call the police.

when she looked back at the so-called service group, she found that she had been kicked out of the group chat.

- Decryption of fraud -

As soon as the phone was hung up, Xiao Li knew that he had been cheated and immediately went to the bank and the police station to deal with it. When recording the transcript, he went through the case flow again and found many loopholes.

But being cheated is being cheated, and the probability of recovery is slim. Because when the police checked the other party's account, they found that this personal account recorded more than one million in the same time period.

In other words, the amount of money cheated by this gang and Xiao Li at the same time is at least one million.

The police said: The two accounts of our company are the accounts where they bought F.

In July p>218, the China Banking Regulatory Commission and the China Insurance Regulatory Commission merged, and the documents provided by the swindlers were all wrong!

CBRC is a ministerial unit and will not communicate with us directly. At most, there is only one county-level bank insurance regulatory bureau, and this possibility is basically slim.

after the reform, there is only the English abbreviation of "CBIRC Banking Insurance Supervision Committee".

remember, it is impossible for any state organ to let you transfer money on your own initiative just because you violate laws and regulations. If it is really illegal, the high probability is to freeze the account directly.

1. Don't answer any phone calls related to money when you are in a bad mood.

those swindlers are pressing hard, which makes people feel oppressed. He deliberately created a sense of urgency.

atmosphere, at this time you are easy to worry, and your brain is not good.

Anxiety and nervousness have a great influence on judgment, and it is this breakthrough that swindlers now seize.

So everyone can add a sentence when telling the elderly at home to prevent cheating: Don't panic, don't panic no matter what happens, don't panic even if you lose your ID card, bank card or mobile phone, and call 11 if you have contacted your family in advance and can't contact them.

2. Be cautious about unfamiliar phone numbers, especially landline numbers. Any business that comes to your door suddenly without taking the initiative to handle it will be rejected, and formal business will be handled by logging in to the platform or the counter.

3. After receiving a call from an enterprise, bank, insurance company, China Insurance Regulatory Commission, 11, etc., hang up the phone and then call the public hotline of the enterprise, bank, etc. to ask if there are similar things.

if the other party says that he is calling from any branch, he should also check the phone number of the branch from the hotline customer service, call himself and ask if there is such a person and whether there is such a thing. This can basically rule out 99.99% scammers.

it must be remembered that any so-called official action will not be limited to 5 minutes or 1 minutes, so that you can do it immediately.

4. Any official authentication transfer will not be transferred to a private account

5. Don't believe anyone who claims to be official when calling, especially when withdrawing money, even if he says your account involves money laundering or something. You know, if something really goes wrong and there is something wrong with the credit information, the police will come to you and won't even let you work.

A swindler can make a million dollars in five minutes,

which may be everyone's savings for several years! ! ! Related Q&A: Did Shengjing Bank's e-credit display authentication fail? Hello! It will be deducted every day until it is deducted. Don't worry. Generally, there is a three-day grace period, which will not affect the credit record. Only on behalf of personal views, don't spray if you don't like it, thank you.