What will happen if the bank card has SMS charges and is not used?

Generally, if a bank card charges SMS fees, the SMS fees will continue to be deducted even if the bank card is no longer used. However, some banks will automatically stop deducting fees and cancel the SMS notification service of account changes after three months of unsuccessful deductions. If you need to stop deductions, cardholders can cancel the account change SMS notification service through mobile phone text messages, mobile banking, online banking, telephone banking, branch counters and other channels.

Set bank card SMS notifications mainly through the following three aspects:

1. Bank official website or bank APP

You can log in to the bank's official website or download the bank APP To activate SMS notifications, take Agricultural Bank of China as an example, the SMS notification activation process is:

1. Log in to the official website of Agricultural Bank of China and select "Personal Online Banking Login";

2. Select a username to log in. , fill in the user name, password and verification code;

3. Select "Message Service" in "Customer Service" and click "Sign Up";

4. Click the "Activate" button. After filling in the personal information, click "Submit";

5. After confirming the information, enter the password, and the contract will be signed successfully through a short message.

Operating environment: (Agricultural Bank of China App opens version 6.7.0)

2. Make a customer service call

Call the bank that issued the card The customer service phone number, for example, the customer service phone number of Agricultural Bank of China is 95599. After dialing, select manual service and explain to customer service how to activate the SMS notification service.

3. Go to a bank business outlet

In addition to using your mobile phone to activate SMS notifications, you can also bring your ID card and bank card to a bank business outlet to apply for SMS notifications.

It is worth noting that some banks require a monthly fee to activate SMS notifications for bank cards.

Benefits of activating bank card SMS notifications:

1. Through SMS reminders of bank card balance changes, cardholders can easily understand the changes in account funds, facilitate future reconciliation, and can also be used as transactions Credentials.

2. The balance reminder is to notify the cardholder of the change in the card balance by text message as soon as possible when there is a change in the card. If the cardholder finds that the money in the card has been stolen, he can take measures as soon as possible. Cardholders can recover money by calling the police, and they can also notify the bank to request freezing of their accounts to avoid excessive losses.

3. In the normal life transactions of cardholders, it is inevitable that there will be omissions or wrong entries in the amount records. You can accurately calculate and manage your own income and expenditure through SMS records. In the process of daily consumption, it can also be used as a consumption voucher. Confirm the amount of your consumption in time. If there is any error, you can use it as a basis to find the merchant's certificate.