Phoenix Zhixin went bankrupt. Why do you always send text messages for collection?

Phoenix Zhixin includes other so-called third parties such as Jinshang Finance. Whether they are real funders or not, it is obvious that they only have the basic personal information of everyone, including your phone number and ID card information, but no telephone address book and emergency contact person. So at first, they will let everyone download and log in their own programs, saying that your loan contract is in it. You download, register and log in, and you are fooled, because if you register, they will get your mobile phone address book.

Moreover, in case of phone call or SMS collection, you must keep relevant SMS screenshots and phone recordings. Although the other party also claimed that there was a recording, calling by VoIP could not be used as evidence. Called to collect money, they dare not say which company they belong to. Be sure to tell each other clearly which company they belong to for collection. During the call, you must make it clear that you have the willingness to repay, not to be lazy, but to wait for the police's notice, otherwise you can let them sue.