Where can I report credit card threats?

If the credit card is harassed, you can collect evidence to report it or call the police for help. If it cannot be solved in the end, you can bring a lawsuit to the court. On how to complain about credit card harassment, the following is Bian Xiao's detailed answer.

1. How to complain about the harassment of credit cards?

1. Collect evidence and report in time. If banks or collection agencies harass cardholders by SMS, bombard them by phone, or expose their private information, or even reveal the news in communication, then it is necessary to collect effective evidence such as telephone recordings and SMS screenshots, and report them to the banking regulatory bureau, the police and other institutions, or make complaints on platforms such as gathering complaints.

2. Call the police and ask the police for help. If you call the police just because the credit card is overdue, the police will generally ignore it because it is a civil dispute. However, if there are violent collection behaviors such as illegal detention, slander and abuse, and physical conflict. In the process of collection, you can call the police in time and seek police help. Of course, you need to collect relevant evidence.

3. Bring a lawsuit to the court If the violent collection by the collector infringes on the cardholder's privacy and reputation, such as sending a group address book and publishing rumors, the cardholder can keep the evidence, bring a lawsuit to the court, safeguard his legitimate rights and interests through legal means, and at the same time, ask the collector to compensate himself.

2. How long will credit cards be blacklisted?

1. Credit cards overdue for more than 90 days will be blacklisted.

2. Under normal circumstances, the personal credit card bill is overdue, and the bank will collect the debtor in accordance with relevant regulations in the first three months. If the collection is successful in these three months. Then the bank will not carry out the next collection.

3. If the bank fails to collect the credit card within three months, according to the law, if the credit card is overdue for three months, the bank can go through legal procedures.

3. How to negotiate with the bank to solve the overdue credit card?

1. 1. If the credit card is overdue, contact the credit card center as soon as possible and explain the reasons for the overdue.

2. Second, inform the bank of its own income and propose a follow-up repayment plan.

3. Third, repay the loan on time according to the repayment plan, and try to pay off the arrears in advance if the funds permit.

There are several solutions to the harassment of credit cards, including reporting to the relevant departments and reporting to the public security organs. If the credit card is overdue, it will have an impact on personal credit information. If we have personal credit problems, then we can recover the credit by timely repayment. Credit record for five years. As long as we make good use of credit cards and repay in time, our credit will be restored. The above is the content compiled by Bian Xiao. If there is a dispute, it is still necessary to analyze the specific problems. If you can't solve your problem, you can consult a creditor's lawyer.