How long does it take for China Agricultural Bank to sign the credit card face-to-face

Agricultural Bank of China needs to wait for notice before it can sign face to face. The specific process is as follows: after the Agricultural Bank of China completes the relevant formalities of face-to-face signing, it will notify the face-to-face signing by SMS within 24 hours; After receiving the notice, wait 48 hours before going to the bank. If you don't receive a short message from the bank after completing the formalities, you need to bring personal identification and other relevant information to the counter for consultation.

Face-to-face signing is a Chinese vocabulary, pronounced mian qian, which refers to the procedure that the borrower holds a legal and valid certificate and waits until the loan bank pays the loan fee before interviewing and signing. Also refers to the interview. One of the key points of the interview is to dispel the other party's doubts about your immigration tendency.

Refers to the expenses required for the borrower (together with the repayment person or guarantor) to carry the legal and valid original documents, sign and borrow money; Go to the loan bank to pay the loan fee and go through the interview and signing procedures.

When you apply for a loan, the bank will ask you (sometimes your spouse or even the owner is present) to explain your rights and obligations in the loan before the bank lawyer or credit manager and sign the loan agreement.

Credit business, also known as credit assets or loan business, is the most important asset business of commercial banks. Credit is the main means of profit for commercial banks, because it can recover the principal and interest by lending, and make a profit after deducting the cost.

Unsecured loan, also called unsecured loan, or credit loan. You don't need any collateral, just identification, income proof, address proof and other materials, as well as the loan you applied for from the bank. Banks issue loans according to personal credit, and the interest rate is generally slightly higher than that of mortgage loans. Customers can choose the loan term according to their individual circumstances, and then sign a contract with the bank, which is guaranteed.

For buyers, developers will inform buyers in advance of the materials needed to prepare loans when paying the down payment. According to the different marital status of buyers, the materials to be prepared are also different, as follows.

Necessary materials: ID card, household registration book, income certificate, copy of business license with official seal, bank account, degree certificate (institutions, state-owned enterprises and top 500 enterprises may not provide a copy of business license with official seal, but provide a work permit. And the proof of income is enough, and there is no need to provide running water. )

Customer is married: both husband and wife are required to be present at the same time, and the necessary materials and marriage certificate of both husband and wife are provided.

Single customer: only one person is needed to be present and provide the necessary information.

Client divorce: only one person is needed. And provide the necessary materials, divorce certificate and divorce agreement (divorce agreement should be transferred to the civil affairs bureau).