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What should I do if I find my parents' home for the collection?

Legal analysis: In order to urge the borrower to take the initiative to repay the loan, once the borrower fails to repay the loan within the time limit, he will frequently receive dunning calls and text messages and refuse to take the initiative to repay the loan many times, so the creditor may pay attention to his family. If you don't belong to the same debt family, in fact, this loan has nothing to do with other family members, and the other party can't harass you by SMS or phone. In practice, if you encounter this kind of network harassment, you can choose to call the police actively. In fact, if the borrower fails to pay back the money within the time limit, no matter whether his family needs to bear joint and several liability, as long as the other party carries out harassment such as text messages and telephone calls, which seriously affects his normal life, it is suggested that he can actively call the police. However, after the online loan is overdue, it is necessary to pay off the arrears as soon as possible, because many online loans have high interest rates, and once overdue, it may cause high overdue fees. Moreover, some online loan products were collected at the meeting or cooperated with Sesame Credit, so overdue affected personal credit. Therefore, after overdue, those with repayment ability should repay as soon as possible to avoid affecting personal credit or generating high penalty interest.

Legal basis: Article 42 of the Law of People's Republic of China (PRC) on Public Security Administration Punishment commits one of the following acts, and shall be detained for not more than five days or fined not more than five hundred yuan; If the circumstances are serious, he shall be detained for not less than five days but not more than ten days, and may also be fined not more than 500 yuan: (1) writing threatening letters or threatening the personal safety of others by other means; (2) publicly insulting others or fabricating facts to slander others; (3) fabricating facts, falsely accusing and framing others, and attempting to subject others to criminal investigation or public security administration punishment; (4) Threatening, insulting, beating or retaliating against witnesses and their close relatives; (5) sending obscene, insulting, intimidating or other information for many times to interfere with the normal life of others; (six) voyeurism, sneak shots, eavesdropping, spreading the privacy of others.