What are the benefits of the postal farmer's harvest card?

Free of handling fee and annual fee: After handling the Farmers Harvest Card of Postal Savings Bank, you can enjoy free of annual fee, domestic ATM inter-bank withdrawal fee and SMS service fee for notification of account balance change. Transfer red packets: transfer 100 yuan to the farmer's harvest card, and you can get the fastest red packets of China UnionPay in June. This activity is valid from September 23rd, 2020 to February 30th, 1 year. Other benefits: agricultural and rural accident insurance, unlimited medical consultation, legal consultation, agricultural technology guidance and other service benefits.

China Postal Savings Bank was formally established on March 20th, 2007. It is a commercial bank established on the basis of the reform of postal savings management system. China Postal Savings Bank inherited the postal finance business operated by the former State Post Bureau and China Post Group Corporation and the assets and liabilities arising therefrom, and continued to engage in the business approved by the original business scope and business license documents.

On February 27th, 20 12, China Postal Savings Bank announced that with the consent of the State Council, China Postal Savings Bank Co., Ltd. was changed to China Postal Savings Bank Co., Ltd. on October 27th, 20121year. Inherit all the assets, liabilities, institutions, businesses and personnel of the former Postal Savings Bank of China Co., Ltd. according to law, and undertake and perform the rights and obligations of the former Postal Savings Bank of China Co., Ltd. in relevant legally binding contracts or agreements, as well as the corresponding creditor-debtor relationship and legal responsibilities. The existing business organization, trademark, Internet domain name and consulting service telephone number of China Postal Savings Bank Co., Ltd. remain unchanged, and the joint-stock company continues to use it, and all businesses are carried out as usual. The customer does not need to go through any change procedures.

Demand deposit: enterprises, institutions, government agencies, military units, social organizations and other economic entities open unit settlement accounts in our bank to handle irregular deposits that can be accessed at any time. There is no fixed term, which is convenient for customers to access, and access is mainly handled by cash or transfer. Time deposit: unit time deposit refers to the deposit in which enterprises, institutions, social organizations and other units agree on the term and interest rate in advance with the bank when depositing, and withdraw the principal and interest at maturity. Interest shall be calculated and paid according to the time deposit rate announced by the People's Bank of China. In case of interest rate adjustment, interest will not be calculated by stages. The term of unit time deposit is divided into six grades: three months, six months, one year, two years, three years and five years.

Settlement: provide diversified enterprise settlement services such as bills, remittances, entrusted collections, etc. for enterprises and institutions to ensure that enterprises can realize convenient and fast monetary payment and fund settlement in their daily economic activities. The service scope includes: providing comprehensive settlement services such as remittance settlement, wire transfer settlement, collection and payment on behalf of enterprises and institutions, and providing personalized fund collection for network enterprises.