5,000 yuan suddenly appeared in the bank card

What should I do if there is suddenly an extra amount of money in my bank card? First, we can ask relatives and friends around us if anyone has transferred money to your bank card. Secondly, current employees can ask the company's finance staff whether bonuses or other additional income have been paid. If there are none, then we need to be more vigilant, it may be a scam! It is recommended to go to the bank to inquire about the origin of the money.

Be wary of new scams

What would you do if one day, a sum of money suddenly appeared on your bank card, as if a fortune fell from the sky overnight? Will you be so happy that you forget yourself? Or will you return it immediately? Or will you remain rational and verify carefully? Be careful! This may be a new type of online fraud! The most high-end scam may appear in the form of "giving away money".

Real case

One day, Xiao Liu, who was studying in college, suddenly received a text message informing him of a bank deposit of 6,000 yuan. Xiao Liu asked all his relatives and friends, and they all said it was not them. Soon, Xiao Liu received a text message from the "eldest sister" who claimed to have transferred the wrong account.

Liar: Sorry! I accidentally transferred money to your bank card by mistake. Could you please check if there was a transfer of 6,000 yuan on your card this morning?

Xiao Liu: Yes, there is indeed one.

Liar: I transferred money in the bank in the morning and I am not very good at it. I made a mistake and transferred it to your card. This money was transferred to my son to pay his tuition. It took a lot of effort for my family to get enough. Money, can you give me the money back?

Xiao Liu: Sister, don’t worry! A gentleman loves money and gets it wisely. Don't worry, I'll turn back right away.

So, under the instructions of the "eldest sister", Xiao Liu quickly transferred the 6,000 yuan that had not been "covered" on the bank card back to the "original owner" account.

Unexpectedly, half a month later, Xiao Liu received a reminder call. The other party said that Xiao Liu borrowed money from their website. The agreed period was 15 days, and the principal was 6,000 yuan. The interest rate is 2%, and now it has expired. Xiao Liu is required to repay the principal and interest of 6,060 yuan per pound.

Xiao Liu was stunned for a moment. After recalling the "wrong transfer" incident half a month ago, he immediately called the police. The police found the online loan company and asked about the specific situation. They found that someone did apply for a loan using Xiao Liu's identity information and ID photo half a month ago.

It turns out that the scammer first obtained Xiao Liu’s personal information through illegal channels, and then applied for a loan from an online loan company in his name. The funds applied for will of course be credited to the applicant's own account. Later, the scammer asked the person to transfer the money to him on the grounds that the transfer was wrong