How to change the repayment date of bank card with mobile phone

1, take my mobile phone Galaxy S20 Ultra 5G as an example, and open "China Construction Bank app" (version 5.6.3 Android version);

2. On the homepage of the opened application software, select Open Loan;

3. On the loan page that opens, select Open Mortgage Interest Rate Conversion;

4. On the mortgage interest rate conversion page, click Apply for adjustment;

5. On the mortgage interest rate conversion page, select the adjustment scheme, enter the SMS verification code, and click OK.

The process of handling loans:

1. Select a loan bank. Applicants should first choose the bank they trust according to their own situation and have a simple understanding of the bank's loan products.

2. Loan consultation. The applicant inquires the details of the loan from the local bank to obtain the information needed for the loan. In general, the materials to be prepared for bank loans include the following:

(1) valid id;

(2) Proof of permanent residence or valid residence and proof of fixed residence;

(3) proof of marital status;

(4) Shore current;

(5) proof of income or personal assets;

(6) Credit report;

(seven) the loan use plan or statement;

(eight) other information required by the bank.

Step 3 apply. After the applicant prepares the relevant materials according to the requirements of the bank, he submits the materials to the bank and applies for a loan, then pays the relevant fees and signs a loan contract with the bank.

4. Loan survey. After receiving the applicant's loan information, the bank will investigate the applicant's information, mainly to verify the accuracy of the applicant's information.

5. Loan approval. After the applicant's information is implemented, it is determined that the applicant meets the loan conditions and the applicant's personal credit information is good, and the bank will approve it.

6. Loan issuance. After the applicant's information is approved, the bank will issue loans to the account designated by the applicant. Then the applicant can repay the loan on time according to the loan contract.