Why didn't Alipay show that his parents bought buy's insurance?

On apple 13 and iOS 15.0, open AliPay version 10.2.38.

First, we open Alipay, and click My at the bottom right; Next, click Ant Insurance; After entering, click My at the bottom right; After that, we click on all policies at the top left; Finally, click on the history policy to see all the insurances we have purchased. Note: There are no days behind the insurance, which means that the insurance has expired.

However, due to age, health and other factors, the elderly will have many restrictions when purchasing insurance. If they have some minor health problems, buying commercial insurance will be relatively strict in the health notification part, which may lead to some insurance not being bought or lost. Therefore, we should pay close attention to the insurance that parents bought, whether the previous health notification was done truthfully, and whether there were any diseases that were missed before buying insurance. It is recommended to find a professional or me.

Many people are more prone to some minor health problems because their parents are older, so buying insurance for their parents has become a big problem.

First of all, the threshold for buying insurance has become higher: buying insurance requires age and good health. If parents are in poor health or old age, it may be difficult to buy insurance.

And the security is weakened: if the physical conditions do not allow, parents may not be able to afford millions of medical insurance. You can only switch to relatively simple anti-cancer medical insurance or Huimin insurance.

Finally, the premium will increase: with the increase of age, the premium will increase accordingly, so buy insurance for your parents as soon as possible.

1. What kind of insurance do parents need?

Healthy+not-too-old parents: millions of medical insurance, critical illness insurance, accident insurance (if parents are over 55 years old, critical illness insurance is not recommended, because there will be cases where the money paid is greater than the insured amount).

Poor health: anti-cancer medical insurance and accident insurance; Poor health+old age: medical insurance, Huimin insurance.

For parents, it is not recommended to buy life insurance, because parents at this time are no longer the main economic pillar of the family.

Secondly, I will tell you about the functions of different types of insurance.

1. Million medical insurance/cancer prevention medical insurance.

Role: Reimbursement of related medical expenses.

Configuration reason: Parents are more likely to get sick and be hospitalized when they are older, so it is necessary to prepare a million medical insurance that can reimburse medical expenses, so that parents are willing to spend money to see a doctor.

2. critical illness insurance.

Function: serious illness allowance, get a large sum of money as rehabilitation expenses, and spend it as you want.

Configuration reason: critical illness insurance is a one-time payment of a sum of money, which can alleviate the urgent need when using money, and the budget is enough for parents to buy.

3. Accident insurance

Function: compensation for death and disability, supplementary accidental medical treatment.

Configuration reason: parents are old and slow to move, and their eyesight is also declining, which is easy to cause accidents, so accident insurance should also be configured, and accident insurance is not expensive ~

It is not easy to buy insurance for parents, so we must do a good job of health notification, reduce claims disputes, and avoid the embarrassing situation of not using it.