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How to cancel SMS verification in China Merchants Bank online banking
Online banking related business of China Merchants Bank:
1. Personal housing loan business?
Personal housing loan business includes loans issued by China Construction Bank or natural persons entrusted by China Construction Bank to purchase, build and overhaul various houses in Chinese mainland towns.
CCB's personal housing loan business mainly includes personal account housing loan and personal housing mortgage loan (including personal first-hand housing loan, personal second-hand housing loan, second-hand housing loan, personal commercial loan and personal housing mortgage loan). ), provident fund personal housing loans and personal housing portfolio loans.
CCB supports the reasonable housing loan demand of residents' families. For families who purchase the first home by loan, the minimum down payment ratio of the loan is 30%, and the lower limit of the loan interest rate is 0.7 times of the benchmark loan interest rate. According to the borrower's purchase situation, credit history, repayment ability and other factors.
2. Credit card business
China Construction Bank, as a state-owned bank that set foot in issuing credit cards earlier in China, has many kinds of credit cards.
The credit cards issued by China Construction Bank are all named "Longka". The types of dragon cards that have been publicly issued include: Dragon Card School Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Masters Cup) Tennis Card.
3. Silver Star International Express
CCB Silver Star International Express Remittance Service is a personal international express remittance service jointly launched by CCB and Silver Star International Express Remittance Company. It refers to the small-scale international remittance business that CCB accepts the entrustment of customers to remit personal foreign exchange remittances or personal foreign exchange funds abroad through Yinxing Express Company.
Therefore, China Merchants Bank Online Banking cannot cancel SMS verification.
Extended data:
The role of China Merchants Bank's online banking;
(a) Reflect the flow of funds
China Merchants Bank's online banking classifies capital movements according to economic content. An accounting subject reflects an economic business, and each accounting subject reflects the overall movement of funds from different aspects. Every accounting subject is a link to reflect the movement of funds, and the accounting subject system is a link to reflect the movement of funds.
Through the information provided by an accounting subject, we can understand a certain aspect of the fund movement, such as the "fixed assets" subject, and provide information on the increase, decrease and existing amount of fixed assets in a certain period, which can reflect the situation of fixed assets; Through the information provided by all accounting subjects, you can complete?
(2) Accounting basis?
As a basic accounting system, the online banking of China Merchants Bank stipulates the requirements of accounting scope, specific content, accounting methods, accounting entry compilation methods, detailed accounting and registration books. Organize accounting according to the provisions of accounting subjects: set up accounts in account books; Handle daily accounting affairs,
Determine accounting entries and prepare accounting vouchers; Register, etc. For example, a batch of goods with a value of RMB yuan, of which RMB yuan belongs to materials, should be accounted for according to the provisions of the accounting subject of "materials"; Yuan belongs to the management expenses, should be accounted for according to the provisions of the "management expenses" subject.
(3) Means of accounting management?
The relevant regulations of China Merchants Bank's online banking are the standards for controlling daily economic activities, such as controlling the income and expenditure of monetary funds and the increase and decrease of materials. This kind of control is an institutional control in advance. If the provisions of accounting subjects are specific, comprehensive and correct, we can give full play to this role of prior control.
At the same time, the information provided by accounting entities is the basis of supervision, analysis and assessment; Timely dispatch funds, organize the supply of funds, and ensure the demand for funds; It also provides a basis for the preparation of financial plans.
Baidu encyclopedia-China merchants bank
Introduction of China Merchants Bank official website-Online Banking
Baidu encyclopedia-online banking
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