How to increase the amount of JD.COM IOUs?

How to increase the number of IOUs in JD.COM?

1 Increase consumption

In order to increase the available amount of JD.COM IOUs, users can choose to increase their spending in JD.COM Mall. The daily consumption at ordinary times is the fastest. When using the white line every month, use more than 90% as far as possible, and maintain an emergency line of about 10%.

In this case, the JD.COM IOU system will think that the borrower really needs a lot of money and has a high repayment ability. In this case, if you cycle several times a month, the amount of IOUs will increase quickly.

2. Improve the IOUs for appointments.

JD.COM IOUs have IOUs that keep promises, similar to Alipay's sesame credit score. Users want to increase the amount of IOUs, and the improvement of IOUs compliance score is an indispensable condition.

You can improve your score by perfecting your personal data, such as real estate information, vehicle information and provident fund information. After the data is completely filled, the number of IOUs in JD.COM may increase.

Step 3 bind your personal credit card

If the user has a credit card, he can also bind the credit card in his Jingdong wallet. When repaying JD.COM IOUs, you can choose to pay by credit card. In addition, when the borrower repays the credit card, the JD.COM system can also check the cardholder's spending power and credit card limit when querying the borrower's credit information, which is also very helpful for the withdrawal.

Step 4 perform occasionally

When using IOUs in JD.COM, users also need to earn some profits for IOUs. If you pay in full every time, IOUs will not make profits for users, and of course they are not willing to increase the quota for users.

Therefore, after using large IOUs, users can choose the appropriate installment payment, and they can repay in three or six installments. In this way, Baitiao thinks that there are profits to be made, and users really need more quotas, which also helps to increase the amount.

5. Withdrawal package

The IOUs system will issue some cash withdrawal packages according to the different situations of users using IOUs. The borrower must use it. Although the amount of cash withdrawal package is not much, it can just fill the gap of tens of yuan, and it can be collected every week, which is also a considerable amount after long-term accumulation.

6. Buy wealth management products

Jingdong Finance also has many investment and wealth management products, such as fixed investment funds, small white funds and sound wealth management. You can choose some suitable investments, so that the account activity will increase, and you can also show your financial strength, which is also helpful for raising the amount.

Extended data:

How often does JD.COM IOUs increase the amount?

As an Internet consumer financial product, JD.COM IOUs, like flowers and credit cards, are "consumption first, then repayment", which is also because it has a certain credit limit. So, how often does JD.COM's IOUs increase the amount?

The time for JD.COM to withdraw its IOUs is still uncertain. As the amount of IOUs in JD.COM is adjusted according to the evaluation results of users by the system, and the evaluation of users by the system is irregular, and the usage behavior and account situation of different users will be different in different periods, there is no specific withdrawal time for IOUs in JD.COM, so it is impossible for workers to participate at the same time.

However, as long as your recent use is good and there is no record of overdue repayment; And the account activity is also high; If your personal credit is good and Xiaobai's credit score has been improved recently, the comprehensive score of your JD.COM IOUs in the recent system evaluation should be not low, and the system will probably increase your IOUs after the evaluation.

If you want to add your own white stripes, you can also use JD. COM products, which cost more in JD.COM, use more white stripes; You can also do some credit tasks to improve Xiaobai's credit score. You can also buy some wealth management products of Jingdong Finance, which will help you increase the amount of IOUs.

How to increase the quota of IOUs in JD.COM?

The easiest way to increase the amount of IOUs in JD.COM is to regularly use IOUs for shopping, and at the same time, repay the arrears within a specified time. After a period of use, the quota can be increased. Usually, JD.COM White Bar will increase the amount from time to time, so you can always pay attention to the notification of SMS amount; With the increase of JD.COM IOUs quota, users can use JD.COM IOUs to buy more valuable goods.

JD.COM Baitiao can also receive weekly withdrawal packages and temporary withdrawal packages when the daily quota is insufficient. After the opening of JD.COM White Bar, it can be used in different scenes, such as Haydn Global, some virtual goods, JD.COM's self-operated website (JD.COM Pharmacy is not supported for the time being) and some third-party merchants' physical goods, stores 1, payment of the final payment of pre-sale goods and crowdfunding in JD.COM. In addition, it also supports some external merchants. Specific to the actual payment of the optional situation shall prevail.

If the user can't repay the loan on time after using JD.COM IOUs, he can use installment repayment at this time, but he needs to pay a certain handling fee. It should be noted that if JD.COM Baitiao fails to repay the loan, the overdue record will be uploaded to the credit information center, and if the personal credit information deteriorates, the subsequent loan processing will be affected.

Version information: Take JD.COM10.5.0 version, Apple13 (IOS15.4.1system) and Huawei mate 40(harmony OS 2 system) as examples.

How to increase the number of white bars in JD.COM?

First of all, first open the Jingdong Financial APP, enter a blank column in the category option directly above the homepage, and click the blank available area.

Secondly, in the related functions of JD.COM White Bar, click the quota management option in the quota area.

Third, in the IOU limit management interface, click the option of weekly cash withdrawal package in the promotion limit below, and users can receive a certain amount of IOU cash withdrawal package every Monday according to their credit rating.

Fourth, you can also click the task extraction option to get a certain amount of fixed IOUs by uploading your ID card and certifying the provident fund.

How to increase the amount of IOUs in JD.COM?

1. Download and install "Jingdong Finance", as shown below.

2. Log in to your JD.COM account and click "Home" as shown below.

3. Enter the "White Note" interface, and then click "One-time Cash Withdrawal Package", as shown below.

4. Click "Favorite", as shown below.

5. Click "Finish" and you can get it once a week, as shown below.