How to complain about libel, ridicule, abuse and personal attacks on the company's telephone?

I suggest that you don't panic, these are small scenes, and you should do a good job in audio, video and other evidence, especially those who threaten to call by texting or harassing. The personal data of the loan company have all been entered into the file. Once you are overdue, they will call you for collection according to the different situation of each person, constantly putting pressure on you, and every time you answer the phone, more and more information will be exposed, and the collection will find your pain point. For example, I will call you and tell you that if you don't pay back, you will call your company, and then you will panic. If you collect it, you can judge that you care about your work, and then you will always put pressure on you at this point. Another example is to call you and tell you that if you don't pay it back, you can go to your local neighborhood Committee or send a lawyer's letter to your domicile to sue you. Then you panicked again, and your pain point was exposed. They will keep putting pressure on you at this point, and they are not afraid that you will not pay back.