Is it true that Bai Hang issued a collection letter? Will Bai Hang Credit Bureau send messages to individuals?

When it comes to credit reporting, many people may only know the credit reporting system of the People's Bank of China. In fact, there is a credit information system comparable to that of the People's Bank of China, that is, Baixing Credit Information System. Is the dunning for Bai Hang's credit information true or false? Will Bai Hang Credit Bureau send letters to individuals? Let's get to know each other.

Is it true that Bai Hang issued a collection letter? Will Bai Hang Credit Bureau send messages to individuals?

Judging from the function of Baixin Credit Information, it is unlikely that Baixing Credit Information will send dunning SMS.

People Credit Information Co., Ltd. has the first personal credit information business license in China. Compared with the credit information system of the People's Bank of China, the data of Baixing Credit Information System is more abundant, including the data of multiple transaction scenarios such as life and e-commerce, which can solve the problem that information of Internet financial institutions is not shared and multiple borrowers have nowhere to hide.

When applying for loans, the data of Bai Hang Credit Information can help financial institutions to conduct risk assessment. If the borrower fails to repay the loan on time after borrowing from a formal financial institution, the credit report of 100 banks has left a bad credit record in loans overdue, and it will have a negative impact if he wants to apply for many loan products in the future.

According to some borrowers' feedback, after loans overdue, they received text messages from 100 banks, and some borrowers' text messages showed "loan overdraft approval". The police and judicial departments will check the borrowers' relevant information and need the borrowers' cooperation.

However, some borrowers said that this kind of short message may be sent by other loan platforms or collectors disguised as a credit report of 100 banks, with the purpose of urging borrowers to repay as soon as possible.

To sum up, whether the dunning sent by Bai Hang Credit Information is true or not still needs to be analyzed according to various information. In order to avoid receiving a reminder message, it is recommended that you repay the loan as soon as possible after borrowing, so as not to affect your personal credit and avoid the trouble of applying for a loan in the future.