Will there be a real SMS notification for staged music?

First, this kind of notification message is generally untrue. The reason why users receive similar messages is mainly because the platform uses the debtor's fear of breaking promises to exert pressure in order to urge users to repay their debts as soon as possible. The short message number at the beginning of 1069 covers a wide range of business, among which 1069, the loan type, has also been reported, so when you receive similar short messages, you should pay attention to whether it is a loan fraud means.

Second, users applying for more than one loan will have a negative impact on credit. Therefore, it is recommended to deal with debts as soon as possible, and not to default all the time, otherwise it is still possible to be sued by the platform. There are many consequences after the deadline, such as credit reporting, which directly leads to poor personal credit reporting; Secondly, overdue interest will be charged on a daily basis, and the longer the overdue time, the more interest; There is also the face of collection; Finally, no more staging music. Even if the arrears are settled, 100% cannot guarantee the continued use.

Three, loans overdue, there are short-term and long-term, due to the different length of overdue, the consequences are different. Different financial institutions have different definitions of short-term overdue time. In view of short-term overdue, institutions generally do not take compulsory measures, but will remind them to collect repayment, and the consequences are:

1, high fines and liquidated damages

After loans overdue, in addition to interest and principal, you also need to pay a high penalty interest and liquidated damages.

2. Leave a personal credit stain

The overdue records will remain on the credit report, and even after repayment, the overdue records will be retained for 5 years. Overdue records will affect almost all the subsequent financial activities of the overdue person.

3. Receive text messages and collection calls.

Lending institutions will continuously send short messages and telephone calls to collect overdue funds, inform borrowers of the serious consequences of overdue, and order borrowers to return overdue principal and interest within a time limit.

Long-term overdue loans and their consequences

Generally speaking, overdue for more than 90 days will be regarded as malicious overdue by lending institutions. Banks can sue for recovery if they are maliciously overdue for more than 90 days, regardless of the amount. After the court's decision, the information of the untrustworthy executor will be announced to the public, limiting his high consumption and taking the high-speed rail. With the stricter supervision bureau, the online lending platform has become more and more standardized and strict, and now many online loans are on credit.