Bank card mobile phone receives SMS, and bank card pays for consumption without card.

If you don't buy related products after receiving similar messages (for example, Huawei GRA-CL 10, version number: GRA-CL1092B366, system version number: EMUI System 4.0. 1), you should immediately contact the bank customer service to cancel the purchase. Remember, you can't tell anyone about the verification code at any time. When logging in to online banking, you should see the correct domain name of the bank website and avoid entering phishing websites. When you receive a SMS reminder of any suspicious online banking transaction initiated by you, you should immediately call the bank customer service hotline or go to the nearest bank outlet to consult the staff. You must remember that it's better to dial with the keyboard instead of using the callback function, so that you won't use the number change software to dial the phishing phone modified by the liar. Pay attention to the unknown links in short messages when using mobile phones. Don't mess around. Maybe the mobile phone will hit a Trojan horse at some point, and the money bound to the bank cards of various payment accounts of the mobile phone will disappear.

Generally speaking, "card-free payment" is a transaction method that binds personal information such as bank card information to an online payment account or payment platform to avoid showing a physical bank card when paying online or face to face. For example, in daily life, Alipay and WeChat payment are non-card payments. To ensure the security of card-free payment, we must first ensure that the mobile phone is "clean". Consumers must try to buy mobile phones through official channels to reduce the risk of pre-implantation of viruses in mobile phones. If the mobile phone is abnormal, immediately go to the official mobile phone after-sales maintenance department and ask professionals to reinstall the system to eradicate the virus. When a mobile phone becomes a "wallet", it must be turned off immediately once it is lost. If the payment account has funds, report the loss of the payment account first, and directly freeze or report the loss of the bank card if necessary to ensure that the funds are not stolen. When using the card daily, we should raise our awareness of prevention and develop these good habits: protect the information such as bank card password and payment password, and pay attention to shielding when entering payment password in public places; Prohibit unknown website links to avoid stealing personal information; When paying, avoid using free WiFi in public places, which is easy to be used by criminals to steal personal information; Customize SMS reminder and dynamic account reminder to find account changes in time and minimize risks; Change your password frequently. At the same time, consumers can also consider using the payment channel of matching fund insurance, or consider buying related insurance such as "account protection insurance" to get certain compensation after suffering losses.

It is suggested that if cardholders find any unauthorized transactions, such as fake card transactions and stolen accounts, they should take corresponding protective measures in time, contact the card issuer as soon as possible, freeze and report the loss of the bank card to avoid being stolen again.