Joke Collection Website - Blessing messages - Borrowed 300,000 yuan for 30 years and paid it back 1 949.34 every month. The bank sent me a text message saying that it would repay the interest, 1, 685438+0.35, and the principal.

Borrowed 300,000 yuan for 30 years and paid it back 1 949.34 every month. The bank sent me a text message saying that it would repay the interest, 1, 685438+0.35, and the principal.

You have to look at the contract. This method is equal principal and interest.

If 1.5 million is repaid in advance, it depends on whether the contract allows it. Generally, repayment can be made in advance after 1.2 months. There is also a penalty interest (penalty interest from March to June).

Pay back 1.5 million in advance, and the monthly payment is almost half less.