Is 58 easy to borrow and reliable? Is the interest high?

58 Haojie is reliable, with the lowest interest rate of 0.27 yuan for 10,000 yuan a day

58 Haojie is an Internet financial platform under 58.com. It is a company listed in the United States and is a formal licensed company. mechanism.

58 Haojian is a microfinance service provided by 58 Finance specifically for the "58 customer group". After the application and loan are successful, the loan can be directly transferred to the borrower's bank card to meet various daily consumption uses. Judging from the comments from netizens, the review is relatively strict, but I still believe it since it’s 58. If you fill in the information carefully when applying, you can increase your success rate.

Extended information

What you need to pay attention to in online loans

Financing difficulties for small and medium-sized enterprises is a well-known problem. Especially in the face of bank credit crunch, the financing path is even more difficult. More difficult than ever. In this general environment, some criminals, in the name of "online loans", take advantage of the psychological characteristics of small and medium-sized business owners who are eager to ask for money, relax their vigilance, and even be hungry, falsely claiming that "no mortgage or guarantee is required", etc., and carefully lay out. Leading the king into a urn will cause huge losses to small and medium-sized enterprises.

No matter how smart the scammer is, there is always something clever about him. We have summarized the information from all parties and compiled a few points for you to pay attention to. I hope it will be useful for your reference.

1. Open a website under the banner of a professional company

Such websites often use the names of "loan companies" and "investment consulting companies", and sometimes appear on the website The purpose of using the words “Agency offices all over the country” is to package itself to further deceive the trust of small and medium-sized business owners. However, if you look closely at such websites, you will find that they generally do not leave landline numbers and addresses, only mobile phones or QQ. Even if they leave addresses, they cannot withstand careful inspection.

2. “Unsecured, unsecured”, “Same day lending”

In many “online loan scams”, “unsecured, unsecured”, “unsecured” and “unsecured” often appear. "Same day loan" and other very tempting slogans. These slogans extremely accurately hit the key points of the vast number of business owners and individuals who are in urgent need of funds. Generally speaking, the reason why project parties are rejected when seeking formal loan channels is that they do not have good mortgage assets or guarantees. In this type of scam, once small and medium-sized business owners take the bait, they are required to pay certain handling fees, security deposits, etc. before taking out a loan, "because no guarantee or mortgage is required." Some even require a certain period of interest to be paid in advance.

3. Pretending to be a formal institution

There are some scam companies that closely imitate the websites of well-known lending institutions, which is extremely deceptive. The pages of these fake websites are often similar to those of regular lending institutions, and their domain names are only one or two words different from those of regular lending institutions. Project parties need to be more careful when making inquiries.

4. Online transfer scam

In the online transfer scam, the fraudster will claim that the money needs to be transferred to an intermediate account, and then ask the small and medium-sized business owners to go to a fake bank website or use the Enter your bank account number and password on the fraud website to defraud small and medium-sized enterprise owners of funds from their accounts.

Reference materials

58 Financial Official Website-Homepage

Baidu Encyclopedia-Online Loans