How does CCB Mobile Bank repay the mortgage in advance?

Can CCB's mobile banking loan be repaid in advance?

You can prepay the CCB mortgage on your mobile phone, download the CCB mobile banking, click Loan-Prepayment Application after registration, select the prepayment type, amount and scheduled deduction date, and then submit the application.

If the application is successful, the system will deduct the money on the appointment date, and you will receive a SMS prompt after the prepayment is successful.

China Construction Bank is a national vice-ministerial unit and a large state-owned bank managed by the central government. Established in June 1 954 65438+1October1,the head office is located at No.25, Beijing Financial Street.

The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in more than 20 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance and property insurance.

On February 9, 2022, Forbes released the list of the top 50 global blockchains in 2022, among which China Construction Bank ranked.

Development course:

2065438+On February 25th, 2006, China Construction Bank announced that mobile banking transfer and remittance would be free of handling fees. On March 1 1, Wei Chai Holding Group Co., Ltd. issued the first medium-term notes of 20 16, with a five-year term of 2.3 billion yuan. China Construction Bank Co., Ltd. serves as the lead underwriter and bookkeeping filing, and China Industrial and Commercial Bank Co., Ltd. serves as the joint lead underwriter.

20 17 On May17, Guangdong Branch of China Construction Bank announced that the first customized Internet credit loan product for college students in domestic commercial banks has been launched, and the campus loan product can give college students a credit line of RMB 1000 to RMB 50,000.

2017121China merchants group and China construction bank held the signing ceremony of strategic cooperation in long-term rental housing business and the release ceremony of the first single long-term rental apartment ABN in the Beijing interbank market. The two sides will cooperate in financial services such as housing rental, comprehensive financial services for housing rental, and utilization of resource platforms.

On April 20 1818, a wholly-owned financial technology company of China Construction Bank was unveiled in Shanghai. The full name of the company is Jianxin Financial Technology Co., Ltd.

2065438+In May 2008, China Construction Bank and I Love My Family signed the Framework Agreement on Strategic Cooperation in Housing Leasing Business. The cooperation contents include: fund settlement cooperation, enterprise financial services, personal financial services, housing rental service platform, etc.

2065438+On May 7th, 2008, China Construction Bank raised the interest rate of the first home loan in Beijing to not less than 1. 1 times the benchmark interest rate of China Bank.

2065438+September 2008, China Internet Finance Association announced the "white list" of the first batch of depository banks of 25 P2P online lending institutions, including China Construction Bank.

20 18 12 17. China Construction Bank announced the official establishment of "CCB University" in Beijing.

20 18 18 On February 26th, China Construction Bank's application for establishing a wealth management subsidiary was officially approved by the CBRC.

How does China Construction Bank's mobile banking repay the mortgage in advance?

Lenders can access the mobile banking of China Construction Bank, then find their own mortgage, and then choose to repay according to the system reminder. This province is not very complicated. Of course, when repaying in advance, the lender needs to submit an application first.

The mortgage can be repaid in full or only in part in advance. Lenders can choose the repayment method according to their actual situation. As for whether there is liquidated damages, it depends on what the agreement with the bank is when the loan is made.

How does CCB app repay the mortgage in advance?

1, open the China Construction Bank app.

2. Click "My Loan" in the application.

3. Click "Repayment" on the page.

4. Enter "repayment amount" and click "Next".

5. After confirming that the information is correct, click OK.

China Construction Bank is a national vice-ministerial unit and a large state-owned bank managed by the central government. Established in June 1 954 65438+1October1,the head office is located at No.25, Beijing Financial Street.

The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in more than 20 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance and property insurance.

On February 9, 2022, Forbes released the list of the top 50 global blockchains in 2022, among which China Construction Bank ranked.

Enterprise profile

China Construction Bank Co., Ltd. is a leading large commercial bank in China, headquartered in Beijing. Its predecessor, China Construction Bank, was established in June 1954. The Bank was listed on the Hong Kong Stock Exchange (stock code 939) on June 5438+1October 2005 and on the Shanghai Stock Exchange (stock code 60 1939) in September 2007. At the end of 20 19, the market value of the bank was about 21768.6 billion US dollars, ranking fifth among listed banks in the world. In terms of Tier 1 capital, the Group ranks second among global banks.

By 2020, this bank has provided comprehensive financial services such as personal banking, corporate banking, investment and wealth management, with 65,438+04,965,438+02 branches and 347,654,38+056 employees, serving hundreds of millions of individuals and corporate customers. In the fund, leasing, trust, insurance, futures, pension, investment banking and other industries with subsidiaries. Overseas institutions cover 30 countries and regions, with more than 200 overseas institutions at all levels.

branch

China Construction Bank has overseas branches in Hong Kong, China, Singapore, Germany (Frankfurt), South Africa (Johannesburg), Japan (Tokyo, Osaka), South Korea (Seoul), the United States (new york), Vietnam (Ho Chi Minh City), Australia (Sydney, Melbourne), Luxembourg, Taiwan Province Province of China (Taipei), Hong Kong, China and the United Kingdom (London).

How to prepay CCB's mortgage?

The prepayment appointment of CCB mortgage can be operated in mobile banking, and the specific operation steps are as follows:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3. 1

Application version: v5.6.7.00 1

Customers can find their own mortgage loan on the loan page and choose the prepayment application option to handle it. Just select the prepayment type, prepayment amount and scheduled deduction date, and then submit the application.

After that, the CCB system will conduct an audit, and after the audit passes, it will generally send a message to inform the customer. At that time, the customer can ensure that there is enough funds in the repayment bank card bound by the mortgage, and the system will automatically deduct money from it on the scheduled repayment date. After the system completes the deduction, CCB will also send a message to remind customers that their mortgage repayment is successful in advance.

China Construction Bank provides credit fund loans, residents' savings deposits, foreign exchange business, credit card business, policy-based housing reform finance and personal housing mortgage loans.

Personal housing loan business refers to loans issued by CCB or natural persons entrusted by CCB to purchase, build and overhaul various types of housing in Chinese mainland cities and towns. CCB's personal housing loan business mainly includes personal account housing loan and personal housing mortgage loan (including personal first-hand housing loan, personal second-hand housing loan, second-hand housing loan, personal commercial housing loan and personal housing mortgage loan). ), provident fund personal housing loans and personal housing portfolio loans.

China Construction Bank, as a state-owned bank that set foot in issuing credit cards earlier in China, has many kinds of credit cards. The credit cards issued by China Construction Bank are all named "Longka". The types of dragon cards that have been publicly issued include: Dragon Card School Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Masters Cup) Tennis Card.

CCB Silver Star International Express Remittance Service is a personal international express remittance service jointly launched by CCB and Silver Star International Express Remittance Company. It refers to the small-scale international remittance business that CCB accepts the entrustment of customers to remit personal foreign exchange remittances or personal foreign exchange funds abroad through Yinxing Express Company.