Alipay will go to the door to verify the situation and prepare the prosecution materials.

Hello, it's my pleasure to serve you. I checked Alipay's information that it needs to conduct on-site investigation and evidence collection to prepare litigation materials. It is 1. Alipay's claim that it is necessary to investigate and collect evidence on the spot and prepare litigation materials is deceptive. 2. Call and text to remind you in the early stage, and then sue if the circumstances are serious. It is not fraud to have a repayment record, and you have to pay it off in time in the end. 3. First of all, Alipay will have a penalty interest for overdue loans. The penalty interest will be charged at times of the original interest. If Alipay's overdue loan is overdue, it will continue to charge interest on a daily basis. I hope my answer can help you. I wish you a happy life. Thank you!