Liaoning Chaoyang Bank Time Deposit Interest Rate Table 2022

Chaoyang Commercial Bank’s latest deposit interest rate 2022

Saving type savings term annual interest rate

Current savings 0.35

Time deposit

Whole deposits and withdrawals

Three-month period 1.43

Half-year period 1.69

One-year period 1.95

Two years 2.73 per period

3.57 per three-year period

4.85 per five-year period

Round deposits

1.43 per year

Three years 1.69

Five years 3.3

Notice deposit

One day 0.8

Seven days 1.35

Regular Deposits are also called "certificates of deposit." A deposit in which the bank and the depositor agree in advance on the term and interest rate when depositing, and the principal and interest will be withdrawn upon maturity.

Some time deposit certificates can be sold on the market if the depositor needs funds before maturity; some time deposit certificates cannot be transferred. If the depositor chooses to withdraw funds from the bank before maturity, he needs to pay a certain fee to the bank. cost.

Cash and current savings deposits can be directly applied for time savings deposits. The minimum deposit amount for opening a regular account is 50 yuan, and there is no limit to more deposits.

The deposit period is three months, six months, one year, two years, three years and five years. You can make partial early withdrawal once. When the deposit matures, you can withdraw the principal and interest with the deposit receipt. You can also automatically transfer the deposit multiple times according to the original deposit period.

Interest will be calculated based on the deposit interest rate on the deposit certificate opening date for timely withdrawals on maturity. Interest will be calculated based on the current savings deposit interest rate on the withdrawal date for early withdrawals. For overdue withdrawals, interest will be calculated on the overdue portion based on the current deposit interest rate on the withdrawal date. You can apply for a small mortgage loan with your time deposit certificate.

For unexpired time savings deposits, the depositor must present the deposit certificate and the depositor's identity certificate if he withdraws in advance; if the depositor withdraws on behalf of the depositor, the withdrawer must also hold his/her identity certificate, and the interest rate is based on the withdrawal rate. Interest will be calculated based on the current savings deposit interest rate announced on the day, and the withdrawer must also sign the withdrawer's name on the payment voucher.

Depositors can withdraw part of unexpired time savings deposits in advance as needed, and the verification procedures remain unchanged. The interest rate for the early withdrawal portion shall be based on the current savings deposit interest rate announced on the withdrawal date, and the retained part shall be settled according to The original deposit date and original interest rate will be settled when the payment is due and withdrawn.

Each deposit certificate can only be partially withdrawn in advance for lump sum withdrawal. If a partial advance withdrawal has been processed, the savings institution will make a note on both the paid deposit slip and the newly opened deposit slip for the retained part. The words "Partial Advance Withdrawal" are displayed.

(After March 1, 2011, lump sum deposits with CCB, whether deposited before or after deposits, can be partially withdrawn unlimited times, no longer limited to one time.)