20 19 guide to handling bank cards for studying in Australia

It is very necessary for students studying in Australia to apply for a local bank card, so how to apply for a bank card? What materials need to be prepared? Let's take a look at the 20 19 guide to handling bank cards for studying in Australia.

First, the cards that must be opened.

Australian debit card portant is a card that must be opened. Studying abroad is no better than traveling. We have to spend money in Australia for a long time, so it is much more convenient to have an Australian card, and it is cheaper than using a domestic card in Australia.

2. What are the banks in Australia?

National Bank of Australia

Australia's largest bank, National Australia Bank, and University of Melbourne's tuition accounts are all opened in this bank, so it is quite convenient to use this bank to pay tuition fees, and it will arrive quickly. Many schools have NAB sub-branches, where it is very convenient to apply for bank cards.

Commonwealth Bank of Australia

Commonwealth Bank of Australia, an old-fashioned bank with a history of over 100 years, has many branches and ATMs, so it is very convenient to withdraw money. Similarly, there are branches in the school that also provide Chinese services.

ANZ bank

Australia & New Zealand banking. This is because the National Bank of New Zealand was acquired and changed its name. It originated in Melbourne, so there are many branches in Melbourne.

Westpac bank ltd

Westpac Bank Company. This bank is the oldest bank in Australia. This bank seems to have no branches, but as one of the four largest banks in Australia, there is definitely nothing to say about the service.

All four banks can do it. Commonwealth and ANZ are the most used bank cards for international students, so I recommend them.

Third, where to do it?

Australian bank cards can be processed not only in Australia, but also in China in advance.

Domestic advance payment office

You can act as an agent in China. When you arrive in Australia, bring your passport or student ID card and go directly to the bank to get the card. You can get it directly in Australia without waiting. And if you do it in China, you can remit the living expenses back to Australia in advance. Before going to Australia, the funds are frozen, so don't worry. After you activate your account in Australia, you can immediately use all the funds in your account, which is very convenient.

Do it in Australia

If you don't want to do it at home, there is no problem going to Australia. When you arrive in Australia, remember to bring your passport and get a bank card as soon as possible, because it takes about a week for the bank card here to open an account and get it. So the sooner you deal with it, the better.

Generally, schools and urban areas have places to handle bank cards, so don't worry about finding a place.

4. How to use the Australian bank card?

Australian debit cards need to be converted into Australian dollars in China and remitted to your Australian account, which will generate remittance fee, but there is no fee for swiping cards in Australia, which is simple and convenient.

Matters needing attention

Some bank employees are from India, and that accent is really crying for countless new friends who have just left. If you are worried about not understanding, go to a branch with Chinese service.

Domestic credit card

In fact, it is enough to spend Australian cards in Australia, but you are a newborn baby who just came to Australia and your cash with you is limited. At that time, the Australian bank card had not been processed, so you can bring a domestic credit card for emergency.

There are differences in handling fees among banks, among which China Bank and China Merchants Bank are the most commonly used.

Australian local credit card

Although Australian students have no income, they can apply for local credit cards in Australia. Banks have credit cards for international students, and some offer relatively large discounts, free of annual fees and cash back. Ask the bank for details. In use, there is no difference between Australian debit cards and credit cards, and online shopping is exactly the same as credit cards. Many friends who make credit cards are for preferential strength. Interested partners can make one for the enterprise.

Fifth, summarize! ! !

Choose any card from Commonwealth or ANZ, and the newly arrived baby can bring a domestic bank card for emergency.