What caused the credit card to be deactivated?

Judging from the restrictive operation after stopping payment, stopping payment means stopping or prohibiting payment, that is, the bank stops your credit card payment. Generally speaking, the suspension of credit card payment is a precautionary measure taken by banks to strengthen management and ensure safety. So, what caused the credit card to be stopped?

What caused the credit card to be deactivated?

1 If the cardholder's credit card is empty for a long time, it will be restricted by the bank to stop payment, and then the credit card will not be able to make any payment.

If the credit card is in the state of minimum repayment or full installment for a long time, it is also very easy to be stopped by the bank.

If the credit card is dormant or frozen for a long time, it will be stopped by the bank, and the limit will be reduced and sealed. The probability of reduction is higher than that of card sealing.

Similarly, long-term abnormal credit card swiping, abnormal transaction time or one-in-one-out will lead to limited payment stop.

The above is the case that the cardholder's personal operation will lead to the suspension of payment. If the cardholder receives a short message or phone call from the bank for a long time to remind that the transaction is risky, this situation will lead to the card being blocked and the amount being reduced. In addition, there are credit cards that have been reduced or exempted by banks for the first time. After the reduction, the cardholder will ignore it and stop paying.