How to apply for a small loan from the Postal Savings Bank? Take the postal loan-privileged customer privilege as an example

On the question of "how to apply for a small loan from the Postal Savings Bank", we must first make clear what kind of small loan product to choose, which is a small credit consumer loan such as Postal Savings Loan-Youke Exclusive, or a personal business loan such as Postal Savings Loan-Extreme Speed Loan. Let's take "Postal Loan-Premium Guest Privilege" as an example to see the conditions of loan application and how to apply specifically.

How to apply for a small loan from the Postal Savings Bank?

First, the loan application conditions

1 is a customer of the Postal Savings Bank, and the Postal Savings Bank system has its own basic information such as name, ID card and mobile phone number;

2. Personal credit information is good, there are no overdue customers at present, and they have not been blacklisted by the Postal Savings Bank;

3. The applicant is a citizen of China, aged between 18-60, with full capacity for civil conduct;

4. Other conditions stipulated by the Postal Bank shall be subject to the actual situation.

Second, the loan application process

1. Postal Savings Bank pushes SMS or telephone invitation to customers who meet the conditions of postal credit privileged customers;

2. The customer needs to apply within 1 month after receiving the invitation. If the application is overdue, it will prompt that there is no application authority;

3. Download the postal mobile banking. After logging in, click Loan-I want to spend-Enjoy Postal Savings Loan-Apply for a loan.

4. You can also directly follow the official WeChat account of "China Postal Savings Bank" and click Finance-Personal Loan Application-Postal Loan-Postal Loan Privilege-Apply Now.

Note that the customers who meet the privilege conditions of Postal Savings Credit-Quality Customer are mainly salaried customers and quality customers in the wealth loan industry. Not all 18-year-old customers with good personal credit information can apply. The loan funds applied for can only be used for various legitimate personal consumption purposes such as car purchase, decoration, tourism and education. , can not be used for housing, investment and other purposes.

The above is about "how to apply for a small loan from the Postal Savings Bank", and I hope it can help everyone.