Is it true that loans overdue is considering the cause of the epidemic?

False, false, this is to scare people by urging them to send and receive. First, if they really sue, they won't send you a text message at all, or send it in groups. This is fake. Second, the online loan itself is not so formal, so it cannot be prosecuted. Once you really take the judicial route, your own problems will be exposed. Even if your debt comes, they will pay more, which is not cost-effective. More importantly, up to now, many people have received such notice, but no one has really prosecuted, so don't worry. However, the impact of overdue online loans is still great. First of all, comprehensive big data can be queried through third-party platforms, such as (Guangquan data in WeChat, hot summer data) and so on. In order to avoid problems such as ID card risk list, small loan risk list and loan blacklist without knowing it. At the same time, there is also a credit report. If the product you use has passed the credit period, it will cause stains. Once credit information and big data are destroyed, it is difficult to obtain loans. This is the most important means of risk control for the platform. Therefore, it is best to negotiate repayment as much as possible, and it is best to reduce interest. If you can't re-stage, you can complain to the CBRC, Black Cat and other platforms, because it is not formal, so it still has a certain effect.