Can I complain if I send a message to my family after the car loan is overdue?

After loans overdue, loan platforms and third-party collection agencies have the right to collect money from us. As long as the contents of phone calls and text messages are in compliance, there is no threat or fraud.

When the debtor borrows money, it is generally necessary to fill in the emergency contact information. If the debtor himself cannot be contacted, he can notify the emergency contact person or the third person who has obtained the contact information through proper channels for collection.

The so-called formal channel is to obtain the contact information of irrelevant third parties when communicating with the debtor, such as the debtor telling the collector himself, the phone number of parents and spouse, which is a proper channel.