How is the online banking transfer scam done?

1, claiming that "Social Security Bureau issues money".

2. Claiming that "the public security department transfers money".

1, in case of being fooled, freeze the card first, and then call the police.

"In recent days, there have been many such fraudulent text messages." Liu Huilan, president of a branch of China Bank, told the reporter that the last few digits of the short message sent by the bank to customers must be the customer service number of the bank. "The bank will not use the customer's mobile phone number to send a text message to the customer, and will not ask the customer to provide a password and ask the customer to transfer money to other accounts according to the instructions." Liu Huilan said, if the other party asks you to do something next, please be vigilant. If you are not sure of your identity, please consult the bank staff. In fact, the new scam is another renovation of telecom fraud, and its ultimate goal is to defraud money by inducing the victim to transfer money. No matter how the "bait" changes, no matter what the content of the short message is, the key purpose of fraudsters is to induce the victim to contact by phone, and then pretend to be bank staff, public security police and so on. Trick the victim into transferring money on the grounds of fraudulent identity or unsafe account. At present, relevant departments are strengthening monitoring and cracking down. However, the key to prevent similar fraud lies in citizens' awareness of self-prevention. Liu Huilan also reminded the general public that if they find themselves cheated and suffer losses, they should first contact the issuing bank immediately, freeze the bank card account in time to prevent the fraud losses from further expanding, and report the case to the local public security organ to assist the public security organ in investigating and collecting evidence.

2. Common tricks of "transfer scam"

(1) In the name of a notary in a provincial notary office, criminals claimed that the victim's phone number won a lottery and left a consultation phone number.

(2) In the name of the company, criminals claim that the company can provide small loans for enterprises and individuals, with low interest, and local accounts do not need guarantees and mortgages.

(3) In the name of the bank, the criminals reminded the victim to swipe the bank card in a shopping mall and will deduct the money from the bank card account in the near future. If in doubt, please contact the bank customer service.

(4) In the name of the bank, criminals remind the victim that the bank card has been stolen by criminals and the account is risky. In order to ensure the safety of funds, the victim is required to deposit the account funds into the designated account.

(5) The criminals sent short messages saying that prepaid cards were sold at low prices, and prepaid cards with a face value of 100 yuan were promoted at low prices in 38 yuan, and agents were recruited all over the country.

(6) Call a mobile phone or landline and impersonate an acquaintance for fraud. The other party asked him to guess who it was. Once the victim is credulous, he will often be deceived because of his kindness.

(7) The criminals sent a text message saying that a hotel is recruiting male and female public relations personnel with a monthly salary of tens of thousands, and interested parties contact someone. If you call the contact number, the other party will commit fraud on the grounds of "paying a certain training fee first and then going to work after training".

(8) In the name of the company, criminals claim that they can issue various invoices at low prices, with low tax points, fidelity, online search and payment after verification.