Why can't I use the temporary white line in JD.COM? COM？

JD。 The Ministry of Commerce may issue temporary quotas to users from time to time. When the user has the corresponding consumption demand, but the fixed amount can not be met, the user can use the white temporary amount to pay. If the user finds that the temporary line cannot be used, it may be for personal reasons. Then, why can't the temporary quota of JD.COM IOUs be used? These aspects need attention!

1. The temporary line has expired. Credit loan-the temporary line of JD.COM IOUs has a service life. Users can only use the line during the specified time period. If the validity period is missed, the system will take back the temporary line, which will naturally make the line unusable. After obtaining the temporary quota, users can enter the system interface to view the specific quota validity period.

2. Credit information is polluted. If the user's credit information is tainted, problems will be found during the white strip risk control review process. As a formal credit product, JD.COM IOUs naturally have low tolerance for users whose credit information is polluted. If users find that their credit reports are stable, there will also be cases where temporary white lines cannot be used smoothly.

3. Personal information is out of date. If the user has obtained the white line before, but suddenly can't use it before, this may be caused by the expiration of personal information, such as the expired ID card uploaded on the system, which is relatively easy to solve. Users can re-upload and authenticate personal identity information on the system to solve the problem as soon as possible.

4. The available quota is insufficient. If the value of the goods purchased by the user is relatively high, even if the user uses the temporary quota, the payment demand cannot be met. At this time, the user can't pay smoothly with the temporary limit. Users can enter the interface of the system to check their available quota and make reasonable consumption within the allowed quota.

5. Unreasonable consumption behavior. The temporary amount of IOUs in JD.COM also needs to meet the IOUs consumption regulations, and can only be reasonably consumed within the scope permitted by the contract, and the funds cannot be used for investment, wealth management or illegal consumption. Due to unreasonable consumption, users can't use the temporary white line smoothly.

All the above situations will cause users to temporarily be unable to use the temporary quota of white bars. Users can judge according to their own actual situation, and then take measures to solve the problem, so as to restore the use.