What are the customer classifications of Bank of Communications wards?

Puka is the lowest level of credit card. According to the qualification of the applicant, the credit line varies from 0- 10000, and is usually not higher than 10000 RMB. Puka usually can only enjoy preferential activities jointly launched by banks and merchants, such as discounts on meals, and has no other special rights.

The amount of the gold card will be slightly higher than that of the ordinary card. Only when the applicant already holds the ordinary card and has a good record of using the card, the bank will grant the gold card at its discretion. At present, the credit limit of domestic gold cards is generally between 6.5438+0,000-50,000 yuan. The service of gold card is better than that of Puka. Usually, the discount will be stronger than Puka, and the point accumulation policy will be more powerful than Puka.

Platinum card, also known as diamond card, is the highest-level credit card issued by domestic banks at present, and the card batch amount is usually between10-100000. Platinum card holders can usually enjoy high-end services such as golf, SPA, physical therapy, airport transfer and VIP lounge provided by banks. After all, there is an annual fee for platinum cards.

The service of unlimited cards is simply as long as you want it, as long as it is legal. Unlimited card is a special product for banks to lock in high-end users and enjoy the supreme services and rights provided by banks. And its quota is the same as its name, generally more than one million or even no upper limit. The annual fee for unlimited cards is too high for most people to afford. Take Citibank's unlimited card to extremely black card as an example. The annual fee is as high as 20,000 per year, which is inevitable.

Puka and gold cards can usually enjoy the annual fee-free policy, such as the annual fee-free policy in the following year after swiping the card for 6 times and the annual fee-free policy in the following year after swiping the card for 2,000 yuan. Even if you need to pay, it is generally between 100-300, which is not too high.

The annual fee of platinum card is usually around 600- 1000 yuan. Because the benefits and services it provides are better than ordinary cards and gold cards, the annual fee is usually unavoidable.

Service difference: As the saying goes, you get what you pay for. The higher the credit card level, the better the service.

1. Bank of Communications ordinary card (including salary card, Pacific debit card, etc. ) It's usually in line.

2. Bank of Communications wealth management card (silver card, 50,000 assets of Bank of Communications, not counting running water) queues up for wealth management, which is higher than the ordinary level. An account manager will send a financial message (usually very reliable).

3. Bank of Communications VIP (ward card, Bank of Communications assets of 500,000, not counting running water) has the highest priority, and Bank of Communications Platinum Credit Card (above 50,000, annual fee 1000) customers enjoy the same queuing level. There are gifts and birthday cake cards on holidays (excluding platinum credit cards)