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How long does it take for ICBC to transfer money from different places to rural credit cooperatives?
Working day 9: 00- 17: 00, arrival time:
① Arrive in 72 hours by ordinary way;
(2) Express delivery in real time.
Arriving at the weekend has a slight impact:
(1) 20,000 yuan or less will be received on the same day at the earliest;
More than 220,000, it needs to be received on working days.
Company business:
① Stop processing on Saturday and Sunday;
(2) generally arrive before three o'clock on Friday;
(3) After three o'clock on Friday, the next working day as soon as possible.
According to the provisions of the bank settlement method, all enterprises, institutions, organs, organizations, military units and other goods transactions, labor supply, capital allocation, credit transactions, etc., except those that can be settled in cash according to the Provisional Regulations on Cash Management. They should be settled by bank transfer in accordance with the provisions of the bank settlement method. The reason why the state encourages the implementation of bank transfer settlement is because:
(1) The implementation of bank transfer settlement is conducive to the state's regulation of currency circulation. The implementation of bank transfer settlement and the replacement of cash circulation with bank credit receipts and payments have enabled cash to be used only for businesses below the settlement starting point and within the scope of cash expenditure, narrowed the scope and quantity of cash circulation, separated a large amount of cash from the circulation field, and created conditions for the state to organize and regulate cash circulation in a planned way and prevent and curb inflation.
(2) the implementation of bank transfer settlement is conducive to speeding up the turnover of materials and funds. Bank transfer settlement is realized through the centralized liquidation of funds by banks. By using various settlement vouchers and bills, the bank can directly transfer funds from the payer (or individual) to the payee (or individual) in the bank account. Regardless of the size, complexity and distance of the payment, as long as it is above the settlement starting point, it can be handled in time through banking institutions. The procedure is simple, which saves the procedures of cash transportation, counting and storage, which is convenient and fast, thus shortening the liquidation time and speeding up the turnover of materials and funds. (3) The implementation of bank transfer settlement is conducive to gathering idle funds and expanding the sources of bank credit funds. (4) The implementation of bank transfer settlement is beneficial for banks to supervise the economic activities of various units. With the implementation of transfer settlement, most of the income and expenditure of each unit are settled by bank. Through centralized transfer settlement, banks can fully understand the economic activities of all units, supervise all units to conscientiously implement financial discipline, prevent illegal acts, and promote all units to better abide by financial laws and regulations.
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