Why can't Hubei Bank buy things online?

I didn't go to the bank to go through the formalities of opening mobile online banking.

You can bring your personal ID card to the bank to open mobile online banking, download the mobile banking APP on your mobile phone, and then bind your bank card to your mobile phone, so you can pay online normally. Every bank has its own mobile App, and it is necessary to download the App that comes with the bank card.

Alipay Express Payment: Select Express Payment in Alipay interface, then select "Bank Card (Other Express Banks)" and enter the bank card number, the reserved mobile phone number of the Bank, SMS verification code and other information. Associate the bank card of Hubei Bank with Alipay account. When purchasing goods on the website that supports Alipay Express Payment, you only need to select the associated Hubei bank card and enter the Alipay password to complete the payment.

UnionPay online payment: On the website that supports this payment method, customers can complete the payment by inputting information such as bank card number, bank card password, bank reserved mobile phone number and SMS verification code.