Minsheng Bank sent me a text message saying that my temporary quota has been adjusted to 1500, and it will expire in half a month. Can I use it on the last day of this half month?

The temporary limit is valid within the time agreed by the bank with you. If you want to use it on the last day, you must make up the temporary limit before 12:00 on the last night, otherwise the bank will charge an over-limit fee (handling fee exceeding the credit limit). Let me give you an example: the bank approved a credit line of 3,000 yuan, and your temporary credit line in 500 yuan was approved. The temporary credit line can be used until February 30, 65438, and you spent 3000 yuan. On the last day of February 30th, 65438, you used the temporary credit line 200 yuan, and you owed RMB 3,200. Since the bank will restore the credit line to 3000 yuan on February 30th, 65438, you have to pay for it.