How to query mortgage information on mobile phone

Users can log in to the mobile banking APP directly and check the details in my loan, so they can find all the loans that users are currently handling in mobile banking. If there is a mortgage, the loan amount, the paid amount and the amount to be paid will be displayed, and the user can also directly query the repayment details through the mobile phone.

Of course, users can also call the bank customer service hotline directly with their mobile phones, and after transferring to the manual customer service, ask the manual customer service to help inquire about the mortgage-related information.

Operating environment: Huawei nova5pro 14.5. 1 personal mobile banking 3.0.42.

1, mortgage, also known as mortgage loan. Mortgage means that the buyer fills in the mortgage loan application form to the bank and provides legal documents such as ID card, income certificate, house sales contract and guarantee letter. The bank promises to grant loans to the buyer after passing the examination, and handle the notarization of real estate mortgage registration according to the house sales contract provided by the buyer and the mortgage loan contract concluded between the bank and the buyer. The bank directly transfers the loan funds to the seller's account within the time limit stipulated in the contract.

2. 20 165438+20031October 24th, the latest survey data shows that according to the sample data of 10,1-1. 2065438+June 2008, Beijing Industrial Bank has outlets to raise the interest rate of the first home loan by 30% compared with the benchmark interest rate. The staff of a branch in Chaoyang District of Industrial Bank said that the current notice of the branch is that the interest rate of the first home loan will rise 10% on the basis of the benchmark probability. "The interest rates of other branches are not clear."

3. Participants in mortgage loans include commercial banks that provide credit funds, buyers who eventually purchase real estate, and property owners (including developers/second-hand housing owners), and also need to participate in loan applications together with appraisal companies and mortgage guarantee companies. Statistics released by Beijing Wancai United Investment Management Co., Ltd., a real estate guarantee company, show that the mortgage utilization rate has reached a high level in major first-tier cities in China at the end of 20 10. In terms of mortgage loans for house purchase, the loan ratio has reached more than 70%, and in recent years, more and more residents have applied for mortgage loans for real estate consumption by using their own names or relatives' real estate. "Mortgage" has become a way of life closely related to residents' lives.