Can China Merchants Bank cancel SMS verification code for mobile banking transfer?

Can't cancel. In order to ensure the safety of transfer and remittance funds, the risk control system of China Merchants Bank will carry out identity verification in combination with the transaction channel environment (verification methods include password, password+SMS verification code, password+SMS verification code+video, etc.). ). The verification mechanism belongs to the system and cannot be set or cancelled. However, you can activate the designated payee transfer function and use the designated payee transfer function to remit money. You can confirm the remittance by directly entering the withdrawal password without using SMS verification code.

Tips: When adding the designated payee account, you can set the method of receipt (normal, quick and real-time). Subsequent transfers through the entrance of "Agreement Account" of mobile banking, PAD banking, mass edition and professional edition will use your default payment method. When transferring money through the "Transfer & Remittance" entrance, you can choose the method of receipt by yourself.

Extended data:

China Merchants Bank can pay online without SMS verification code.

The mobile phone verification code of online banking will comprehensively decide whether to obtain it according to the online environment and payment habits. In addition, the key factor of online payment security is the customer password, so please keep your personal password properly.

The security of online banking is achieved through the maintenance of both the client and the bank. The website of China Merchants Bank has obtained the security certification of VERISIGN, the most authoritative company in the world. The data transmission of online banking business adopts advanced multiple encryption technology, and all data are encrypted and transmitted online, which is safe and reliable. Personal Banking Professional Edition adopts strict X.509 standard digital certificate system and has passed the national security certification. Digital signature technology and strong encryption communication channel based on certificate are adopted to ensure the security of customer identity authentication, data transmission and password input.

In addition, at present, the root of financial network crime is stealing customers' account numbers and passwords. Although the bank has taken various security measures to ensure the security of the banking transaction system, the custody of your account number and password also depends on your awareness and behavior of security risks. Please do the following:

(1) Don't enter bank account numbers, passwords and other information on unknown websites, so as to avoid personal data being stolen by phishing websites or trojans.

(2) Don't use online banking in public places such as Internet cafes and libraries to prevent others from stealing accounts and passwords through video recording and keyboard monitoring equipment.

(3) Update antivirus software and firewall in time, and exit and pull out the "excellent key" in time after using online banking every time.

(4) When trading through other channels (such as ATM withdrawal and self-service terminal login), pay attention to the protection measures of password input to prevent others from stealing your account and password through video recording.

(5) Never disclose your user name, password or any personally identifiable information to others.

(6) If your personal information (such as contact information and address) changes, please modify the relevant information through the banking system in time.

(7) Check your transactions regularly and check the statements.

(8) If you encounter any questions or problems or unknown websites, please contact our "95555- National Unified Customer Service Phone" in time.