Why did the loan fail?

If the loan fails, it is probably due to the following reasons:

1. The customer's credit is not good, such as the recent overdue repayment, which leads to bad information recorded in the credit report, the sesame credit score is also reduced, and personal credit is damaged (even if the loan is not overdue, the loan will be indirectly affected by the overdue of Huabai, Alipay reserve fund or other credit products related to credit investigation and sesame credit).

2. The loan amount applied for exceeds the prescribed limit (while the loan regulations stipulate that the maximum amount of a single loan is 40,000 yuan, not how much you can borrow, but the minimum amount is one yuan).

3. The account risk is high, which may be due to risky operations such as illegal cash withdrawal and credit scoring by customers, or due to frequent equipment login and frequent modification of account information, and the system controls the account.

4. There are problems with account security, such as expired authentication information, being stolen by others, and so on.

What you need to pay attention to is that you can't borrow more than 50 pens at the same time, otherwise you can't borrow any more. And if the network signal is not good when borrowing, it may also lead to loan failure.