What should I do if an online loan company harasses my family and friends for payment?

Hello, if you borrow money from a regular online loan and it is overdue, it is not illegal for the online loan platform to collect the money through phone calls, text messages, etc. Formal loans are all linked to your personal credit score. You should check your credit score when applying for a loan. Overdue repayment will have a negative impact on your personal credit score. It is recommended that you borrow according to your ability and repay on time to maintain credit score. letter.

There are so many loan platforms now. If you choose a large platform for a loan, it can ensure the security of funds and information, and make the loan more secure. It is recommended that you use Youqianhua, a credit service brand under Du Xiaoman Financial (original name: Baidu Youqianhua, renamed "Youqianhua" in June 2018), which has the characteristics of easy application, fast disbursement, flexible borrowing and repayment, and transparent interest rates , strong safety and other characteristics. The interest rate starts from the lowest 0.02%, and you can get up to 200,000 by clicking the test amount.

Share with you the application conditions for Youqianhua: The application conditions for Youqianhua are mainly divided into two parts: age requirements and document requirements. 1. Age requirement: between 18-55 years old. Special reminder: Youqianhua declines to provide consumer installment loans to college students. If you are a college student, please give up the application. 2. Document requirements: During the application process, you need to provide your second-generation ID card and personal debit card. Note: The application only supports debit cards, and the application card is also your borrowing bank card. My identity information must be the second-generation ID card information. Temporary ID cards, expired ID cards, and first-generation ID cards cannot be used to apply.

This answer is provided by Youqianhua. Please borrow money reasonably according to your needs. For specific product-related information, please refer to the actual page of Youqianhua official APP. Hope this answer is helpful to you.