How long does it take for Weibo to review the loan? Attach the precautions and reasons for refusal.

For loan products, everyone pays great attention to the review time of the platform. Recently, many users are borrowing money from Weibo, so how long will it take for Weibo to review the loan? The following brings you relevant content, hoping to help you.

According to the official understanding, the borrower usually knows the audit result about 30 minutes after submitting the loan application. If there were more people applying for loans at that time, the review time would be delayed. Under normal circumstances, the borrower's waiting time is about 2 hours from submitting the loan application to receiving the loan.

When some friends applied for a loan in Weibo, they waited for a long time because they didn't pay attention to some details. Here, tell you some precautions.

1. Before applying for a loan from Weibo, try to improve and update your personal account to ensure that all information is up to date;

2. When binding a bank card, you must use your usual bank card, and the reserved phone number of the bank is consistent with the current phone number;

3. After submitting the loan application, be sure to keep the mobile phone number open to prevent Weibo from arranging telephone audit to borrow money.

Generally speaking, Weibo's loan review time will not be very long, and generally it will not delay the use of loans. If you still can't get the audit results after 24 hours, go to Weibo to borrow money to reflect the problem.

In addition, some users were refused to borrow money from Weibo, mainly because the comprehensive credit score was not enough. At present, there are many reasons for the lack of comprehensive credit score. Here, Xi Cai Jun introduces some common reasons.

1, bad credit information.

As a pure credit loan, Weibo attaches great importance to the borrower's personal credit when borrowing, and will decide whether to lend according to the latest credit situation. If everyone's loan amount is evaluated before, not the latest result, then the loan amount may be rejected.

2. Weibo has a record of bad use.

Weibo's comprehensive credit score for borrowing money will also consider the borrower's Weibo usage. If the borrower has a bad use record in Weibo, such as recently releasing some illegal information, then the loan will be refused. Even if there is a credit line.

In addition to the above reasons, the reason why Weibo still refuses to borrow with a quota is that the current loan quota is insufficient (relatively rare). The loan amount in Weibo is not unlimited. If you just run out of the loan amount borrowed by Weibo when you apply for a loan, then the loan amount will be rejected.

In addition, Weibo adopts the pure credit loan model, and can apply for personal credit, without the need for the borrower to provide mortgage and guarantee. The loan amount in Weibo does not exceed 200,000 yuan, and the daily interest rate is as low as 0.05%. During the whole process, Weibo borrowed money completely online, which was very convenient and simple.

In fact, online lending has become a trend, not only from Sina Weibo, but also from Tencent's credit score and sesame score. These online merchants have entered the loan market one after another, which is enough to explain the future changes and meet people's needs.

Weibo borrowed so much.