I have never used a loan from Minsheng. Why do I receive expired text messages?

There are two possible situations in this situation. First, your information was stolen by others, and others used your ID card and other information to make illegal loans. Second, this is a fraudulent information, which induces you to fill in the information in order to implement the subsequent fraud. I suggest you call the official customer for consultation and make a decision after you know the specific situation. If someone else uses information fraudulently, call the police as soon as possible.