What does CCB mean by "sending cards by appointment"?

The credit card has been posted, which means the card has been posted.

After the credit card application is approved, there are two common ways to collect the credit card:

1. Send it by registered mail, make a card after approval, and then mail it. After it is sent, a short message will be sent to inform the cardholder, and there is a mailing number in the short message for easy inquiry. After receiving the letter, the cardholder can activate and start using the card according to the prompt in the letter.

2. Cardholders can bring their valid identity documents to the bank counter to collect them, and at the same time activate their credit cards under the guidance of bank personnel.

Credit cards are also called debit cards. It is a non-cash transaction payment method and a simple credit service. Compared with ordinary bank savings cards, the most convenient way to use credit cards is for ordinary consumption, and there is no cash in the cards. In many cases, it is enough to return the consumption amount on time.

Extended data

Interest-free repayment period: Interest-free repayment period refers to the interest-free period of consumer transactions enjoyed by cardholders who repay in full on time. The interest-free period is from the bank bookkeeping date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.

If the repayment is not made in full before the due repayment date, the interest-free period will not be enjoyed. The Construction Bank will charge interest at a daily interest rate of 0.5 ‰ and compound interest monthly. The interest-bearing date is from the date of consumption to the date of repayment, and the interest-bearing principal is calculated according to the actual amount payable.

If the repayment is not made before the due repayment date or the repayment amount is lower than the minimum repayment amount, the Construction Bank will charge 5% of the overdue fine for the unpaid part of the minimum repayment amount in addition to the interest as required.

Baidu Encyclopedia-CCB Credit Card

Baidu encyclopedia-credit card

Baidu Encyclopedia-Notice of the People's Bank of China on matters related to credit card business