How to check the personal credit record of Bank of Communications?

The online query method is as follows:

1. Go to the home page and click on the Internet personal credit service platform.

2. Click Login after entering, fill in the login name and password, and click Login.

3. carry out certification. Users can obtain verification results in real time by selecting bank card, digital certificate or mobile financial IC card verification method; Select the question verification method. 24 hours after the application is submitted, the review result will be received by SMS. If the identity authentication fails for many times, you can use other authentication methods or check the credit report at the local people's bank branch.

4. Submit the inquiry application. The platform provides three products and services: personal credit information prompt, personal credit information summary and personal credit report. Personal credit information prompt prompts registered users whether they have overdue records in the last five years in the personal credit information system; Personal credit information summary shows the personal credit status summary of registered users, including the summary information of credit records, public records and inquiry records; Personal credit report shows the basic situation of personal credit information for registered users, including the detailed information of credit records, some public records and inquiry records.

5. Get the query results. After the credit product is processed (usually the day after the inquiry application is successfully submitted), the platform will send a short message containing the identity verification code to the user. Users can log in to the platform to query the results with the ID verification code within 7 days after receiving the ID verification code.