What is the meaning of super online banking in the short message sent by the bank after withdrawing the loan treasure, and what is the difference between it and ordinary online banking?

"Super Online Banking" is a standardized inter-bank online financial service product developed by the central bank. Realize the interconnection between the online banking of banks and the central bank system, realize the real-time payment of inter-bank payment, and manage all accounts in one stop. China Merchants Bank's online banking has realized the following functions: inter-bank credit (China Merchants Bank initiated other bank's account inquiry, and other bank's account was transferred to China Merchants Bank), inter-bank debit (other bank initiated China Merchants Bank's account inquiry, and China Merchants Bank's account was transferred to other banks), and real-time inter-bank transfer through super online banking.

Online banking is a way and business for banks to provide related services to customers online, and customers can handle some services such as transfer without going out. Most bank online banking requires a U shield (some have other names), and some credit card websites can log in directly.

Online banking interconnection interbank payment system, also known as super online banking. "Super Online Banking" is a standardized inter-bank online financial service product newly developed by the central bank in 2009. By constructing the system architecture of "one-point access and multi-point docking", the "one-stop" online inter-bank financial management of enterprises can be realized. The second generation payment system of "Super Online Banking" was officially launched on August 30th, 20 10, and real-time inter-bank transfer and inter-bank account inquiry will be launched. 14 banks accept the acceptance of the central bank, and third-party payment companies do not participate.

Extended data:

Processing flow:

Fill in "Super Online Banking Application", service agreement and direct bank-enterprise service agreement of China Merchants Bank, and select functions such as inter-bank inquiry, inter-bank payment and inter-bank fund collection. Submit the application to the counter, and the customer service center of the branch will accept the opening of the super online banking function and the direct connection between banks and enterprises. The corporate department, information technology department and branch account manager of the branch come to install for the enterprise. Enterprises apply to other banks for direct connection. ?

The corporate department and the information technology department of the branch conduct direct debugging and docking with other banks for customers. The customer officially logs in and uses it. The second generation payment system, Internet banking interconnection application system, will be built first. It was originally planned to put into production before the end of June 20 10, and other application systems of the second generation payment system and ACS system were put into production before the end of June 2010. However, judging from the current preparations, the online banking interconnection system may be launched in August.

References:

Baidu Encyclopedia-Super Online Banking