Is the text message starting with 10655 from the bank?

Not necessarily, so be cautious. The text message starting with 106 is just a code for the SMS bulk sending platform, and anyone can use it through a qualified SMS bulk sending platform. Since anyone can use it, it will become a tool used by criminals. They use various covert 106 SMS group sending channels to send SMS messages such as fraud, winning prizes, and transfers to commit telecommunications fraud. Of course, there are many notification text messages sent through formal channels, such as e-commerce platforms such as Taobao and JD.com.

Such a platform has great advantages for publicity and promotion. It is accurate and effective, and can instantly place advertisements according to target customers. Some time ago, when Alipay red envelopes were very popular, some people I made a lot of money by using 106 SMS to send red envelope passwords in bulk.

In addition to some text messages with verification codes and marketing text messages, these text messages sent starting with 10655 also include many spam text messages and fraudulent text messages. When the code 10655 was originally used, its purpose was to strengthen the self-discipline awareness of short message service units and better safeguard and protect the legitimate rights and interests of users. Now this number has become an important disseminator of spam text messages.

In this way, we know why the card invitation text messages we receive starting with 106 are not necessarily sent by the bank, because if the bank invites target customers, it usually uses its own 5-digit number starting with 95. SMS notifications that start with 106 are generally used by banks as advertisements or notifications. If you are careful, you will find text messages that start with 106 and invite you to apply for a credit card. The first one is still inviting you to apply for a Bank of Communications credit card, and the next one is from China CITIC Bank. Such a big mistake will also be made. It shows that these promoters who send text messages do not do promotion at all.

So, don’t easily believe those text messages that start with 106 inviting you to apply for a credit card, and don’t be fooled by the rhetoric about high limit, platinum card, and high-quality customers. If you want to apply for a credit card, go directly to the bank's official website or mobile app. All major banks provide online applications.